Does Costco Delivery Take EBT? Everything You Need to Know

Have you ever found yourself in a situation where you want to do your grocery shopping online but you’re not sure if your EBT card will be accepted as a form of payment for delivery? Well, if you’re a Costco shopper, you might be surprised to hear that Costco now offers delivery in some areas and the great news is that they do accept EBT as a form of payment.

For those who are unfamiliar, Costco is a membership-based warehouse club that is known for its bulk products, competitive pricing, and wide range of products including household items, electronics, and groceries. With more people preferring to shop online and avoid going to brick and mortar stores during the pandemic, the demand for delivery services has skyrocketed.

However, the question of whether EBT is accepted for delivery payments has been on the minds of many Costco shoppers. While many stores have already implemented this option, it’s not always clear which ones do. In this article, we’ll dive into whether or not Costco offers EBT payment for delivery, how it works, and other pertinent details you should be aware of. So, let’s get started!

Definition of EBT

EBT stands for Electronic Benefits Transfer, which is a system used by various state governments in the United States to distribute benefits to individuals and families in need. These benefits come in the form of Food Stamps, also known as Supplemental Nutrition Assistance Program (SNAP), Temporary Assistance for Needy Families (TANF), and Women, Infants and Children (WIC) program.

  • SNAP provides eligible low-income families with an electronic card to purchase food at authorized retailers.
  • TANF provides financial assistance to low-income families with children. It can help pay for expenses like housing, utilities, and clothing.
  • The WIC program provides nutritious foods, counseling, and health care referrals to eligible pregnant and postpartum women, infants, and young children.

EBT cards are similar to debit cards in that they have a magnetic stripe and a PIN number that consumers use to access their benefits. The cards can be used to purchase specific food items at authorized retailers, as well as to withdraw cash benefits from ATMs.

For individuals and families who rely on EBT benefits to purchase their groceries and other essential items, it’s important to know which retailers accept the form of payment. Costco became one of the authorized retailers that accepts EBT payments in 2019, making it more convenient for EBT recipients to purchase their groceries and household necessities.

RetailerEBT Accepted

With the availability of Costco delivery, EBT recipients can order their groceries online and have them delivered directly to their doorstep. This makes it easier for those who may not have transportation or have physical limitations to get the food they need.

Overview of Costco

Costco is a membership-only warehouse club that offers a wide variety of goods and services. The company’s mission is to provide members with high-quality products at low prices, while also delivering excellent member service. Costco is the world’s second-largest retailer, with 785 warehouses worldwide, and has over 100 million members.

Does Costco Delivery take EBT?

  • Costco delivery does not currently accept EBT cards as a method of payment. This is because EBT cards are only intended for in-store purchases of food items, and Costco delivery offers a much wider range of products.
  • However, Costco does accept other forms of payment on its website, such as credit cards, debit cards, and Visa and MasterCard gift cards. Members can also use Costco Cash Cards to pay for their online purchases.
  • Additionally, Costco has a separate program called SNAP (Supplemental Nutrition Assistance Program) that allows eligible members to use their EBT benefits in-store to purchase approved food items. This program is only available for in-store purchases, and cannot be used for online orders, including Costco delivery.

How does Costco Delivery work?

Costco delivery offers two types of delivery options: Same-Day Delivery and 2-Day Delivery. With Same-Day Delivery, Costco members can order groceries and household items online and have them delivered to their doorstep within hours. With 2-Day Delivery, non-perishable items can be ordered online and delivered within 2 business days.

To use Costco Delivery, members need to visit the Costco website or app and add items to their cart. Members can then choose between Same-Day Delivery or 2-Day Delivery, and select their preferred delivery window. There is a minimum order value for Same-Day Delivery, and delivery fees apply.

What are the benefits of using Costco Delivery?

Costco Delivery offers several benefits to members, including:

ConvenienceMembers can order groceries and household items online and have them delivered to their doorstep, without having to leave their home.
SpeedWith Same-Day Delivery, members can have their orders delivered within hours, which is particularly useful for urgent purchases.
Wide selectionCostco Delivery offers a wider selection of products than can be found in-store, including non-perishable items, electronics, appliances, and more.
Low pricesCostco Delivery offers the same low prices that members can find in-store, making it an affordable option for online shopping.

Overall, Costco Delivery is a convenient and reliable option for members who want to shop from the comfort of their own home, with the added benefit of low prices and a wide selection of products. While EBT cards are not currently accepted for online orders, eligible members can still use their benefits in-store through the SNAP program.

Overview of Costco Delivery Service

If you are a fan of the bulk retailer, Costco, you might be interested to learn about their delivery service. Introduced in 2017, Costco delivery service allows customers to shop for groceries online and have them delivered to their doorstep within a few hours.

  • The service is available to Costco members only, and the delivery fee ranges from $3.99 to $7.99 depending on the order amount and time of delivery.
  • The delivery is available from local warehouses and the items that are available for delivery might differ from one to another.
  • The service is operated by Instacart, a third-party delivery company, that partners with Costco to provide the service.

Aside from groceries, Costco delivery service also offers a selection of household and personal care items, electronics, and appliances. However, some items may not be available for delivery due to size and weight restrictions.

It is important to note that prices for items on the delivery service may differ from in-store prices due to shipping fees and other factors. Additionally, unlike in-store shopping, you cannot use coupons or discounts on the delivery service.

Convenience of shopping from homeDelivery fee
Availability of a wide selection of productsCannot use coupons or discounts
Quick delivery timesSome items not available for delivery

If you are an EBT cardholder, you might wonder if you can use it for Costco delivery service. Unfortunately, Costco does not currently accept EBT for online transactions, including delivery service. However, there are some states where EBT can be used for in-store purchases at certain Costco locations. It is recommended to check with your local Costco warehouse for more information.

All in all, Costco delivery service is a convenient and efficient way to shop for groceries and household items from home. While there are some limitations, the service offers an excellent selection of goods and prompt delivery.

Introduction to EBT payment options

Electronic Benefits Transfer (EBT) is a payment system that allows individuals to use government-issued benefits such as food stamps or cash assistance to pay for groceries and other necessities. EBT cards operate like a debit card, where users can swipe their cards at participating retailers to access their benefits.

How EBT Works at Costco Delivery

  • Costco currently accepts EBT cards in-store, allowing customers to receive food stamp benefits for eligible items purchased in-store.
  • However, Costco does not currently accept EBT payments for online grocery delivery. This means that if you want to use your food stamp benefits to pay for grocery delivery fees or eligible items, you will have to pay for these costs with a different form of payment.
  • If you plan on using EBT benefits for in-store purchases at Costco, it’s important to note that not all items are eligible for payment using EBT. Ineligible items include alcohol, cigarettes, and non-food items such as household supplies and toiletries.

Other Retailers That Accept EBT for Delivery

While Costco delivery currently does not accept EBT payments, there are other retailers that do. Here are some examples:

  • Walmart Grocery delivery accepts EBT payments for eligible items and delivery fees. Customers can also use the Walmart grocery app to find eligible items and place their orders for delivery using their EBT benefits.
  • Amazon Fresh delivery also accepts EBT payments for eligible items and delivery fees. Customers can use their EBT benefits by linking their EBT card to their Amazon account and selecting “EBT” as their payment method.


EBT payment options provide an important resource for those in need of food assistance. While Costco delivery currently does not accept EBT payments, there are other retailers that do. Be sure to check with your local retailer to see if they accept EBT payments for online grocery delivery.

Pros of EBT paymentsCons of EBT payments
-Provides a convenient and secure way to access government food and cash assistance benefits.-Not all retailers accept EBT payments for grocery delivery.
-Allows for greater access to healthy and nutritious foods for low-income individuals and families.-Some items, such as alcohol and cigarettes, cannot be purchased using EBT benefits.
-Prevents the stigma often associated with food stamp usage, as EBT cards look and work like regular debit cards.-Users must ensure that they are only using their benefits for eligible items and services, or risk losing access to their benefits.

Overall, EBT payments are an important tool for those in need of help accessing food and cash assistance benefits. While Costco delivery currently does not accept EBT payments, there are other retailers that do, ensuring that low-income individuals and families have access to nutritious foods and other necessities.

Other retailers that accept EBT for delivery

While Costco does not currently offer EBT for delivery, there are other retailers that do accept EBT online. These retailers include:

  • Amazon Fresh: Amazon Fresh is a grocery delivery and pickup service that accepts EBT in select states, including California, New York, and Washington. To use EBT for Amazon Fresh, users must first verify their EBT card with Amazon and then use it to make purchases.
  • Walmart: Walmart also offers grocery delivery and pickup services that accept EBT in select states. Users must first create a Walmart account and select EBT as their payment method at checkout.
  • Instacart: Instacart partners with local grocery stores to offer delivery and pickup services that accept EBT in select states. Users can check their eligibility for EBT on the Instacart website.

It’s important to note that EBT benefits cannot be used to pay for delivery fees or tips. Additionally, the availability of EBT for delivery services may vary by state and program.

For more information on EBT acceptance for delivery, users can check with their local state EBT agency or the retailer’s website for specific details.

Below is a table with a breakdown of the current states where each of the above retailers offer EBT acceptance for delivery:

RetailerStates that accept EBT for delivery
Amazon FreshCalifornia, New York, Washington
WalmartAlabama, California, Iowa, Nebraska, Oregon
InstacartCalifornia, Illinois, New Jersey, New York, Oregon, Washington

It’s important to keep in mind that EBT acceptance for delivery may be subject to change and users should always check with the retailer’s website or EBT agency for the most up-to-date information.

How to sign up for EBT with Costco

If you are a recipient of the Supplemental Nutrition Assistance Program (SNAP), also known as food stamps, you can use your EBT card to purchase groceries at Costco. However, before you can start shopping, you must first sign up for EBT with Costco.

  • Contact your local SNAP office to confirm that Costco accepts EBT in your state. Not all Costco locations accept EBT, so it is best to check beforehand.
  • Apply for SNAP benefits if you are not already enrolled. You can do this by visiting your local SNAP office or by applying online through your state’s Department of Social Services website.
  • Wait for your EBT card to arrive in the mail. It typically takes 7 to 10 days to receive your card after your application is approved.
  • Visit your local Costco store and fill out an application for a membership. The Costco membership is required to use EBT at Costco, and there are different levels of membership available.
  • Present your EBT card and Costco membership card at checkout. You will be prompted to enter your PIN to complete the transaction.
  • Enjoy your savings! Costco offers a wide variety of groceries and household items at discounted prices, and using your EBT card can help stretch your food budget even further.

Additional Tips

Here are a few additional tips to keep in mind when using your EBT card at Costco:

  • You cannot use EBT to purchase non-food items at Costco, such as electronics, jewelry, or clothing.
  • You cannot use EBT to pay for Costco membership fees.
  • You cannot use EBT for online purchases at


If you are a recipient of SNAP benefits, using your EBT card at Costco can help you save money on groceries and household items. By following these simple steps, you can sign up for EBT with Costco and start shopping today.

StateCostco Accepts EBT?Link to SNAP Info

Keep in mind that Costco’s acceptance of EBT may vary by state, so it is always best to check with your local store or SNAP office before shopping.

Restrictions on using EBT for delivery

While Costco does accept EBT for in-store purchases, there are restrictions on using EBT for delivery. Here are some important things to keep in mind:

  • EBT can only be used to purchase eligible food items. Items such as household supplies or electronics are not eligible for purchase with EBT.
  • EBT can only be used to purchase items for personal consumption. Purchasing items for resale or business purposes is not allowed.
  • Alcohol and tobacco products cannot be purchased with EBT, even if they are eligible food items.

These restrictions are in place to ensure that EBT funds are used for their intended purpose of providing assistance to those in need. Violating these restrictions can result in penalties and the loss of EBT benefits.

Additionally, it’s important to note that while some states allow for online purchasing with EBT, not all states have this option available. You should check with your local EBT office to see if online purchasing with EBT is an option in your area.

Eligible EBT ItemsIneligible EBT Items
Meat, poultry, and fishHousehold supplies
Dairy productsPersonal hygiene items
Breads and cerealsPet food
Fruits and vegetablesAlcohol and tobacco products

It’s always important to stay informed about the rules and restrictions surrounding EBT use to ensure that you are using your benefits correctly and avoiding any penalties.

Benefits of using EBT for Costco delivery

For those who rely on EBT benefits to purchase groceries, the option of having delivery services is a game-changer. Here are some of the benefits of using EBT for Costco delivery:

  • Convenience – With Costco delivery, you can get your groceries delivered straight to your door. This is especially beneficial for those who have mobility issues or those who live in areas where there are no nearby grocery stores.
  • Flexibility – Not everyone has the time to go out and shop. With EBT-enabled Costco delivery, you have the option to order groceries at your convenience, and have them delivered to you at a time that suits you.
  • Saves time and money – Going out to shop for groceries can be time-consuming, and can end up costing more than intended due to impulsive buying. Costco delivery with EBT eliminates the extra expenses of traveling to and from the store, and eliminates the temptation of purchasing items not on your grocery list.

However, it is important to note that not all Costco stores offer EBT delivery options. Furthermore, there may be additional delivery fees charged, depending on where you live. It is important to check your local store’s policy regarding EBT delivery before placing an order to avoid any surprises.

If Costco delivery with EBT is available in your area and you wish to take advantage of the service, it is important to check the availability of delivery slots in advance. The demand for delivery services has increased significantly in recent years, and delivery slots may be limited depending on the time of day or day of the week.

ConvenientMay not be available in all areas
FlexibleExtra delivery fees may apply
Saves time and moneyDelivery slots may be limited

Overall, the benefits of using EBT for Costco delivery are clear. It is a convenient, flexible, and cost-effective way to get your groceries delivered straight to your door. If you are a recipient of EBT benefits and are looking for a hassle-free way to shop for groceries, Costco delivery with EBT is an excellent option.

Challenges of using EBT for Costco delivery

While Costco is known for its competitive prices, not all of its services are available to those with EBT cards. This can create challenges for customers who rely on EBT benefits for their grocery purchases. Here are some challenges to consider:

  • Limited selection: Unfortunately, not all products are eligible for purchase with an EBT card. For example, hot foods, toiletries, and some household items may not be purchased with EBT. This means that customers will have to pay out of pocket for these items, despite using EBT for the rest of their purchase.
  • Delivery fees: Delivery fees for Costco are already relatively high, and unfortunately, these delivery fees cannot be paid with EBT. Customers will have to pay these fees with another form of payment, which can create financial strain on those who rely solely on EBT benefits.
  • Order minimums: Many grocery delivery services require a minimum order for delivery. At Costco, the minimum order for delivery is $35. While this may not be a significant challenge for all customers, it can be difficult for those who have a limited amount to spend on groceries each month.

Another challenge of using EBT cards for Costco delivery is the lack of guidance and information available to customers. Many customers are not aware of the limitations on EBT purchases, which can lead to confusion and frustration.

Overall, while Costco delivery is a convenient option for many shoppers, it may not be the best choice for those relying solely on EBT benefits. Customers may want to consider alternative delivery options or in-store shopping to avoid the challenges associated with using EBT for Costco delivery.

Public perception of EBT usage for delivery services

The usage of EBT (Electronic Benefits Transfer) for delivery services has become a topic of discussion in recent times. There are varying opinions on the matter, with some seeing it as a necessary convenience while others see it as an abuse of the welfare system. Here are some thoughts on the public perception of EBT usage for delivery services:

  • Some people view the usage of EBT for delivery services as an unnecessary expense. They believe that people should only use their EBT benefits for essential items such as food, clothing, and shelter.
  • Others see it as a necessary convenience for those who are unable to leave their homes due to disabilities or transportation issues. They understand that delivery services can help these individuals access the items they need without having to leave their homes.
  • There are also concerns that the usage of EBT for delivery services can be abused. Some worry that people may use their benefits to purchase non-essential items or items that are not allowed by the EBT program.

Despite these concerns, the usage of EBT for delivery services has continued to grow in popularity. It has become a way for people to access the items they need in a convenient and safe way. It is important to note that the EBT program has guidelines and restrictions in place to prevent abuse and ensure that benefits are being used for essential items.

In the end, public perception of EBT usage for delivery services largely depends on individual beliefs and values. It is important to weigh the benefits and drawbacks of this option and consider the needs and circumstances of those who use it.

FAQs: Does Costco Delivery Take EBT?

1) Can I use EBT for Costco delivery?
Yes, Costco does accept EBT for delivery orders.

2) Do I need to enter my EBT card information online?
No, you will be asked to present your EBT card and enter the PIN number at the time of delivery.

3) Are all Costco products eligible for EBT payment?
No, only certain food items can be purchased with EBT. You can check the list of eligible items on the Costco website.

4) Can I use EBT for Costco delivery if I am not the cardholder?
No, the cardholder must be present to use EBT for payment.

5) How do I select EBT as a payment option for Costco delivery?
During the checkout process, you will see an option to select EBT as a payment method.

6) Is there a minimum order amount for using EBT for Costco delivery?
No, there is no minimum order amount for using EBT as a payment method.

7) Can I tip the delivery driver with my EBT card?
No, EBT can only be used for eligible food items and cannot be used to pay for tips.

Closing: Thanks for Reading!

We hope this article was helpful in answering your questions about using EBT for Costco delivery. Remember, not all Costco products are eligible for EBT payment, so be sure to review the list of eligible items before placing your order. Thanks for reading and don’t forget to visit us again for more helpful articles.