Does Costco Club Take EBT? Understanding EBT and Costco Club Benefits

Have you been wondering if Costco Club accepts EBT? Well, wonder no more! The answer is yes – Costco Club officially accepts Electronic Benefits Transfer (EBT) cards. This is fantastic news for anyone who loves to shop at Costco and needs to use EBT for their purchases. With Costco Club’s low prices and high-quality goods, it’s no wonder that it’s a popular destination for people looking to stretch their dollar.

Now that you know Costco Club accepts EBT, it’s time to start taking advantage of this fantastic feature. Not only can you save money by shopping at Costco Club, but you can also take advantage of other great benefits like their gas station, food court, and pharmacy. Plus, you’ll be able to access all of their fantastic deals and discounts on groceries, electronics, home goods, and more.

So, whether you’re a regular Costco shopper or a first-time visitor, you can now rest assured that you can use your EBT card to pay for your purchases. This means that you’ll be able to take advantage of all the fantastic deals and discounts that Costco Club has to offer, without worrying about the payment method. So, what are you waiting for? Head to your local Costco Club and start shopping today!

Explanation of EBT

EBT, or Electronic Benefits Transfer, is a government-issued debit card used to distribute benefits to eligible individuals and families in need. These benefits are primarily used to purchase food items at participating retailers and grocery stores. The EBT program is currently operated by the United States Department of Agriculture’s Food and Nutrition Service and helps to provide assistance to nearly 40 million Americans annually.

Eligibility for EBT

  • Low-income households
  • Individuals receiving government assistance
  • Unemployed individuals
  • Senior citizens with limited income

How EBT Works

EBT works like a regular debit card and can be used at any participating retailer that accepts the program. Once you receive your EBT card, funds are automatically deposited on a monthly basis. When shopping, simply swipe the card at the checkout and enter your PIN number. You cannot use EBT funds to purchase non-food items such as tobacco, alcohol, or household supplies.

Costco Club is one of the retailers that accept EBT but only for qualified individuals that use the Costco club where it is authorized by the government.

Benefits of EBT

The primary benefit of EBT is that it provides assistance to those in need to purchase healthy food options. It also offers more privacy and convenience compared to traditional food stamps. EBT also helps to stimulate the economy by increasing the purchasing power of low-income individuals and families.

Eligible PurchasesIneligible Purchases
Meat, poultry, and fishTobacco
Dairy productsAlcohol
Breads and cerealsPet food
Fruits and vegetablesHousehold supplies

Overall, the EBT program is a vital resource for those in need of assistance to purchase healthy food options while also helping to stimulate the economy.

Eligible EBT items at Costco

If you are a recipient of the Supplemental Nutrition Assistance Program (SNAP), also known as EBT or food stamps, you may be wondering if you can use your benefits at Costco. The good news is that Costco is one of the few retailers that accepts EBT payments. However, the bad news is that not all items at Costco are eligible for purchase with EBT. In this article, we will outline the eligible EBT items at Costco, so you can make informed decisions during your next shopping trip.

Eligible EBT Items at Costco

  • Fruits and vegetables: fresh or frozen fruits and vegetables, canned fruits and vegetables, and pre-packaged fruits and vegetables without added sugars or fats.
  • Meat, poultry, and fish: fresh or frozen meats, poultry, and fish. Processed meats, such as bacon and sausage, are also eligible as long as they do not have added sugars or fats.
  • Dairy products: milk, cheese, and yogurt. Flavored milk is eligible as long as it does not have added sugars or fats.
  • Bread and cereals: whole grain bread and cereal, oatmeal, and granola bars without added sugars or fats.
  • Snacks and sweets: nuts and seeds, fruits canned in juice, and coffee and tea without added sugars or flavors.

Items Not Eligible for EBT at Costco

While there are many eligible items at Costco, there are also some items that are not eligible for purchase with EBT. These include:

  • Alcohol
  • Tobacco products
  • Vitamins and supplements
  • Non-food items such as household supplies

Maximizing Your EBT Benefits at Costco

While EBT benefits can only be used to purchase eligible food items, you can still maximize your benefits by shopping smart at Costco. Here are some tips:

  • Buy in bulk: Costco is known for selling items in large quantities, which can help you stretch your EBT benefits further.
  • Compare prices: While not all items are eligible for purchase with EBT, Costco offers competitive prices on food items that you can buy with your benefits. Compare prices to make the most of your benefits.
  • Plan ahead: Plan your shopping list in advance to eliminate impulse buys and ensure you only purchase eligible items.


Costco is one of the few retailers that accepts EBT payments, but not all items at the store are eligible for purchase with EBT. Eligible items include fresh and frozen fruits and vegetables, meat, poultry, and fish, dairy products, whole grain bread and cereal, and some snacks and sweets. Non-food items, alcohol, tobacco, and supplements are not eligible. By shopping smart at Costco, you can maximize your EBT benefits and feed your family healthy food on a budget.

How to Apply for EBT

Electronic Benefits Transfer (EBT) is a system that allows recipients of government assistance programs to receive their benefits electronically through a card similar to a debit card. This system is available for programs such as the Supplemental Nutrition Assistance Program (SNAP) and can be used at most grocery stores to purchase food items. Here are the steps to apply for EBT:

  • Contact your state’s EBT customer service to request an application or visit your local social service office to pick up an application.
  • Complete the application with all required information and documentation, which may include proof of income, residency, and identification.
  • Submit the application to your state’s EBT office, either by mail or in person.

Once your application is approved, you will be sent an EBT card that can be used to access your benefits. Keep in mind that eligibility requirements and benefits vary by state and program, so it’s important to check with your state’s EBT office for more information.

Documents Needed for EBT Application

When applying for EBT, you will be asked to provide various documents to verify your eligibility. Some common documents required include:

  • Proof of income, such as paycheck stubs or tax returns
  • Proof of identity, such as a driver’s license or passport
  • Proof of residency, such as a utility bill or lease agreement
  • Social Security cards for all members of the household

Make sure you have all the necessary documents before submitting your application to avoid any delays or denials in the approval process.

EBT Cards and PINs

Once your application is approved, you will be issued an EBT card that can be used to access your benefits. It’s important to keep your card and PIN number safe and secure to prevent anyone from accessing your benefits. Here are some tips to keep in mind:

  • Store your EBT card in a safe and secure location
  • Do not share your PIN number with anyone
  • Memorize your PIN number and do not write it down
  • Report any lost or stolen cards to your state’s EBT customer service immediately
StateEBT Customer Service Phone NumberWebsite
California(877) 328-9677
Texas(800) 777-7328
Florida(866) 762-2237

Each state has its own EBT program, so it’s important to contact your state’s EBT customer service or visit their website for more information and assistance.

History of EBT and Its Purpose

EBT, or Electronic Benefits Transfer, is a system used by the United States government to deliver financial assistance to individuals and families in need. The system was first introduced in the 1980s as a replacement for paper-based food stamp programs. The goal was to streamline the distribution of benefits while reducing fraud and abuse.

  • EBT benefits are typically allocated to those who demonstrate significant financial need, including low-income households, individuals with disabilities, and elderly individuals with limited income.
  • EBT use is restricted to specific products and services, such as food, housing, and healthcare. These restrictions are designed to ensure that benefits are used only for essential expenses.
  • EBT benefits are delivered through a debit card system, which can be used at approved retailers and service providers. This system is designed to provide greater flexibility and convenience to recipients, while reducing the risk of lost or stolen benefits.

Overall, the purpose of the EBT system is to provide essential financial assistance to those in need while ensuring that benefits are used only for approved expenses. The system has undergone several changes and updates over the years, but its core purpose remains the same.

So, does Costco Club take EBT? Yes, the retailer does offer EBT-eligible items for sale, including groceries, cleaning supplies, and personal care products. Customers who wish to use their EBT benefits at Costco will need to present their card at the time of purchase and select eligible items for purchase.

EBT-Eligible Products at CostcoEBT-Ineligible Products at Costco
Groceries, including fresh produce, dairy, and meat productsAlcohol, tobacco, prepared foods, and non-food items such as electronics and clothing
Cleaning supplies and household essentialsGift cards and other non-essential items

It is worth noting that EBT benefits cannot be used for Costco membership fees or for online purchases. However, eligible customers can still take advantage of the retailer’s discounted prices and bulk purchasing options to save money on essential items.

The Impact of EBT on Low-Income Families

Electronic Benefits Transfer (EBT) is a government program that provides assistance to low-income families in the form of funds loaded onto a debit card. This program is designed to help families afford basic necessities such as food and housing, and it has a significant impact on the lives of those who participate in it.

How EBT Helps Low-Income Families

  • EBT allows families to purchase food from authorized retailers who accept EBT payments. This means that families can buy fresh, healthy food for their children instead of relying on processed and unhealthy options.
  • EBT funds can also be used to purchase infant formula and other necessary baby items. This helps new mothers who may not have the resources to buy these items on their own.
  • EBT funds help low-income families afford housing by providing additional funds for rent and utilities. This allows families to stay in their homes and avoid homelessness.

The stigma surrounding EBT

Despite the benefits of EBT, there is a stigma that surrounds it that can make some families hesitant to apply for assistance. Many people believe that those who receive EBT are lazy and do not want to work, which is often untrue. The truth is that many people who use EBT are hardworking but struggle to make ends meet due to low-paying jobs or other circumstances outside of their control.

It is important to remember that EBT is not a handout, it is a safety net that helps families in need. The program aims to help families achieve self-sufficiency by providing them with the support they need to get back on their feet.

Effect of EBT on the Economy

EBT has a positive impact on the economy by providing additional funds that families can use to purchase food and other necessities. When families have more money to spend, they are able to contribute to local businesses and support their communities.

EBT UsageBenefit to the Economy
Food PurchasesSupports local retailers and farmers
Rent and Utility PaymentsHelps families to stay in their homes and supports landlords and utility companies
Infant Formula and Baby ItemsSupports businesses that cater to new parents and helps families afford necessary items for their children

In conclusion, EBT is a vital program that provides assistance to low-income families who need it the most. By providing families with funds that can be used to purchase food, housing, and other necessities, EBT helps to alleviate financial stress and improve the lives of those who participate in the program.

Availability of EBT at other wholesale clubs

While Costco is known for its EBT acceptance policy, other wholesale clubs also offer EBT payment options. Here are some other popular wholesale clubs that accept EBT:

  • Sam’s Club
  • B.J.’s Wholesale Club
  • Walmart’s Sam’s Club
  • Boxed

Each of these wholesale clubs has its requirements for using EBT, so it’s always best to check with the retailer directly for more information. Some wholesale clubs may only accept EBT for specific items, while others may allow EBT payments for all purchases.

If you’re unsure whether a wholesale club accepts EBT payments, you can usually find out more information on their website or by contacting customer service.

To help you decide which wholesale club is the right choice for you, here is a comparison table of the availability of EBT at each of the popular wholesale clubs:

Wholesale ClubEBT AcceptanceEBT Restrictions
Sam’s ClubYesEBT can only be used for certain items, like groceries and baby care products.
B.J.’s Wholesale ClubYesEBT can only be used for certain items, like groceries and household essentials.
Walmart’s Sam’s ClubYesEBT can only be used for certain items, like groceries and household essentials.
BoxedYesEBT can only be used for certain items, like groceries and household essentials.

Ultimately, if you’re looking for a wholesale club that accepts EBT, there are plenty of options to consider. Take some time to research each of the wholesale clubs mentioned above and compare them based on EBT acceptance, restrictions, and other factors that may be important to you.

The Benefits of Shopping at Costco with EBT

Shopping at Costco with EBT can have many benefits, including:

  • Access to high-quality and healthy food options
  • Cost savings on bulk purchases of non-perishable goods
  • Discounted prices on fresh produce and meat

But the benefits don’t stop there. Here are some additional advantages of shopping at Costco with EBT:

1. Access to Costco’s exclusive brands

Costco carries a variety of exclusive brands such as Kirkland Signature, which offers high-quality products at a lower price point than name-brand items. With EBT, you can take advantage of these deals and save money in the process.

2. Online grocery ordering and delivery

Costco offers online ordering and delivery through its website. Utilizing EBT, you can have groceries delivered right to your door, which can be especially beneficial for those with limited transportation options or individuals with disabilities.

3. Membership discounts and rewards

While EBT cannot be used to purchase a Costco membership, eligible individuals can still take advantage of membership discounts and rewards through the Costco Member Prescription Program, which offers savings on prescription medications.

Membership TypeDiscount
Gold Star/Business Membership2% Annual Reward*
Executive Membership2% Annual Reward*

*Rewards paid once a year in the form of a coupon.

In conclusion, utilizing EBT at Costco can provide numerous benefits and savings. From access to quality food options to discounted prices on groceries, Costco is an excellent option for individuals and families looking to stretch their dollars and eat well.

Restrictions on EBT usage at Costco

Costco is a popular retail chain that offers a wide range of products including groceries, electronics, and home goods. However, if you’re a recipient of government assistance such as SNAP, you may be wondering whether or not Costco accepts EBT cards as a form of payment.

The answer is yes, Costco does accept EBT cards, including the new EBT cards that have a chip, at all of their locations. However, there are some restrictions on what you can purchase with your EBT card at Costco.

  • Costco only accepts EBT for in-store purchases. You cannot use EBT to order groceries online or through their mobile app.
  • You cannot use EBT for Costco’s membership fee or for gasoline at their gas stations.
  • You cannot use EBT to purchase non-food items such as clothing, electronics, or household supplies.

If you’re planning on using your EBT card at Costco, it’s important to remember that you will only be able to purchase eligible food items. This means that any eligible food items you want to purchase must be either perishable or non-perishable and intended to be consumed by people. However, there are some exceptions to these restrictions.

For example, you can use your EBT card to purchase some seeds and plants that produce food for personal consumption, as well as some energy drinks that have a nutritional label and are intended to be consumed as a meal replacement or as a supplement to a meal.

Restricted EBT items at Costco:

Restricted EBT itemsEligible EBT items
AlcoholBaby formula, bread, cereals, dairy products, fruits, vegetables, meat, poultry, fish, and more.
Cigarettes and tobacco productsSnacks, soft drinks, energy drinks, honey, jam, jelly, maple syrup, and more.
Hot and prepared foodsFrozen fruits and vegetables, canned goods, grains, pasta, and more.

If you’re unsure whether or not a specific item you want to purchase is eligible for EBT, simply ask a store associate for assistance. They’ll be able to guide you through the EBT purchase process and help you determine which items qualify for payment with your EBT card.

Overall, while Costco does accept EBT as a form of payment, it’s important to be aware of the restrictions on EBT usage at their stores. By understanding these restrictions and knowing which items are eligible for purchase with your EBT card, you can make the most of your government assistance while shopping at Costco.

Potential drawbacks of using EBT at Costco

While using EBT at Costco can provide significant benefits, there are also some potential drawbacks to consider:

  • Limited selection: Not all Costco locations accept EBT, and those that do may have a more limited selection of eligible food items compared to traditional grocery stores.
  • No cashback: Unlike using a debit card, EBT users cannot receive cashback on purchases, which can be an inconvenience for those who need access to cash for other expenses.
  • No access to online shopping: Costco’s website does not currently accept EBT as a payment method, meaning that those using EBT cannot take advantage of the convenience and discounts offered through online shopping.

Furthermore, while EBT can cover a variety of food items, household items and other goods are typically not covered. This can make shopping at Costco with EBT less economical for those who need to purchase a broader range of household essentials.

It is also important to note that EBT users must still pay any applicable taxes and fees on their purchases. This cost can add up, particularly for larger purchases, and should be factored in when considering whether or not to use EBT at Costco.

Access to bulk discountsLimited selection of eligible items
No membership fees requiredNo cashback available
Convenient one-stop-shoppingNo access to online shopping

Overall, while EBT can be a valuable resource for those in need of food assistance, there are some potential drawbacks to consider when using it at Costco. It’s important to weigh the benefits and drawbacks carefully and determine what shopping strategy is best for your unique needs and circumstances.

How Costco is working to address food insecurity through EBT acceptance

Costco, the third largest retailer in the United States, works to address food insecurity by accepting Electronic Benefits Transfer (EBT) cards. This allows customers who are enrolled in the Supplemental Nutrition Assistance Program (SNAP) to purchase groceries at Costco.

  • Costco offers a variety of fresh fruits and vegetables, as well as meat and dairy products, at competitive prices, which makes it an attractive option for EBT users.
  • By accepting EBT, Costco is able to serve a wider range of customers who may have lower incomes or face financial hardship.
  • Costco also supports local food banks through various programs, including donating excess food and partnering with organizations to distribute food to those in need.

Moreover, Costco has implemented initiatives to make shopping easier for EBT users:

  • Costco accepts EBT for in-store purchases and for online orders with same-day pickup.
  • EBT users can purchase Costco memberships with their cards, making it easier to take advantage of the store’s offerings.
  • Costco offers a free smartphone app that helps users find EBT-eligible products and prices.

Here is a table summarizing the main benefits and features of Costco’s EBT acceptance program:

Provides access to affordable, nutritious foodCompetitive prices on fresh produce, meat, and dairy
Serves a diverse customer baseAccepts EBT for in-store purchases and online orders
Supports local communitiesDonates excess food to food banks and partners with organizations to distribute food to those in need

Overall, Costco’s EBT acceptance program plays an important role in addressing food insecurity by providing access to affordable, nutritious food to a wider range of customers and supporting local communities through food donations and partnerships.

7 FAQs about Does Costco Club Take EBT

Q1. Does Costco accept EBT in their stores?

Answer: Yes, Costco accepts EBT cards at their stores.

Q2. Which states offer EBT payments at Costco?

Answer: All Costco stores in the United States accept EBT payments.

Q3. What can you buy with EBT at Costco?

Answer: You can use your EBT card to purchase eligible food items such as bread, cereal, and produce at Costco.

Q4. Can I use EBT delivery at Costco?

Answer: Currently, EBT is not accepted for online purchases or delivery at Costco.

Q5. Does Costco accept EBT debit or credit?

Answer: Costco only accepts EBT debit payments, not EBT credit.

Q6. Can you use EBT for membership fee at Costco?

Answer: No, EBT cannot be used to pay for membership fees at Costco.

Q7. Is there any specific time EBT can be used at Costco?

Answer: No, EBT can be used at Costco during regular store hours.


Thank you for reading about Costco’s EBT policies. We hope this information has been helpful to you. Remember, you can use your EBT card to purchase eligible food items at all Costco stores. If you have any further questions or concerns, please reach out to your local Costco store for additional details. Visit us again soon for more helpful guides and articles.