Does Thrive Market Take EBT? Here’s What You Need to Know

If you’re on a tight budget and looking for ways to stretch your food dollars, expanding your purchasing options can be a good strategy. And if you’re a member of the Supplemental Nutrition Assistance Program (SNAP), you’re probably wondering if Thrive Market is a good option. So, does Thrive Market take EBT? The answer is yes, and it’s good news for SNAP beneficiaries who are looking to not only save money on healthy food items, but also gain access to specialty items they might not find in their local grocery stores.

Thrive Market has been gaining popularity for its focus on organic, non-GMO, sustainable, and ethically sourced food products. The company aims to democratize healthy eating by offering healthy food items at affordable prices, and by catering not only to mainstream diets but also to dietary restrictions such as gluten-free, keto, paleo, and vegan. By accepting EBT, Thrive Market is making it even easier for SNAP beneficiaries to shop for healthy foods and to expand their culinary horizons beyond the usual options.

If you’re new to Thrive Market, you can sign up for a free trial membership which will give you access to discounts on your first order, as well as free shipping on orders over $49. Once you’re a member, you’ll have access to their vast selection of products, which range from pantry staples, snacks, and beverages, to supplements, beauty and hygiene products, household items, and pet food. You’ll be able to filter your search by dietary needs, brands, or product categories, and read product reviews from other customers. And, of course, you’ll be able to pay with your EBT card, just like at a physical grocery store.

What is Thrive Market?

Thrive Market is an online marketplace that offers its members a vast selection of natural and organic products ranging from food, household items, beauty products and more. It was founded in 2014 by Nick Green, Gunnar Lovelace, Kate Mulling, and Sasha Siddhartha to make healthy living accessible and affordable to everyone without breaking the bank. The founders’ vision was to create a company that could change the world by offering healthy options to people who wouldn’t otherwise have access to them.

Thrive Market membership offers many benefits, including access to discounts and deals on high-quality products. The company offers more than 6,000 products that are carefully curated to ensure they meet the highest standards of quality and are eco-friendly and ethically-sourced. They also have a range of their own branded products that are exclusive to the marketplace.

Why Choose Thrive Market?

  • Access to a wide selection of natural and organic products at affordable prices.
  • Discounts and deals on products for members.
  • Convenience of shopping from home without having to visit a physical store.
  • Fast and free shipping on orders over $49.00 within the contiguous United States.
  • Ability to filter products according to dietary preferences and needs, such as gluten-free, vegan, keto, and paleo.
  • Sustainability commitment to reduce environmental impact by using eco-friendly packaging and shipping methods.

Does Thrive Market Accept EBT?

At this time, Thrive Market does not accept EBT cards for payment. However, the company has been considering accepting EBT payments to make healthy living more accessible to low-income households. According to Thrive Market’s website, they are exploring ways to make this happen, but no timeline has been given on when this might be available.

Thrive Market accepts payment through major credit cards, PayPal, and Apple Pay. They also offer a monthly payment plan for those who cannot afford to pay the annual membership fee upfront. If you’re interested in trying out Thrive Market, they offer a 30-day free trial membership, which allows you to test out the platform before committing to a paid membership.

Accepted Payment MethodsPayment Options
Credit CardVisa, Mastercard, American Express, Discover
PayPalPayPal account, PayPal Credit
Apple PayApple Pay-enabled devices

Overall, Thrive Market is a great option for those who want to live a healthier lifestyle while also considering the impact on the environment. Although they do not currently accept EBT, the company may consider expanding its payment options in the future to make healthy living accessible and affordable to all.

Overview of EBT (Electronic Benefits Transfer) program

The Electronic Benefits Transfer (EBT) program is a system that allows recipients of government assistance, such as Supplemental Nutrition Assistance Program (SNAP), formerly known as the Food Stamp program, to receive their benefits electronically.

EBT cards are similar to debit cards and can be used to purchase approved food items at participating retailers. The program is designed to provide a more secure and convenient way for individuals and families to access government assistance.

Benefits of EBT program

  • Elimination of paper checks: EBT cards offer a more efficient and cost-effective way to distribute benefits compared to traditional paper checks. This reduces the likelihood of lost, stolen, or forged checks and saves the government time and money.
  • Increased convenience: Recipients of government assistance can easily access their benefits at participating retailers using their EBT card. This eliminates the need to carry paper vouchers or go to a specific location to redeem benefits.
  • Improved security: EBT cards are more secure and less susceptible to fraud compared to paper vouchers, which can be easily transferred or sold by recipients.

EBT and Thrive Market

Thrive Market is an online retailer that offers healthy and sustainable products at discounted prices. While Thrive Market does not accept EBT cards directly, customers can purchase a membership using their EBT card through a program called Thrive Gives.

Thrive Gives offers free membership to individuals and families who qualify for government assistance programs, including EBT. This allows individuals and families to access Thrive Market’s products and receive free shipping on orders over $49.

EBT-approved food items

The SNAP program has specific guidelines for what food items can be purchased using EBT benefits. The program covers most foods, including fruits, vegetables, dairy products, meats, and bread products. However, certain items are not eligible, such as hot prepared food, alcohol, and tobacco products.

EBT-approved food itemsNon-EBT approved items
Fruits and vegetablesHot prepared food
Dairy productsAlcohol
Meat and poultryTobacco products
Bread and cereals

It is important for EBT recipients to check with their local SNAP office or visit the USDA’s website for a complete list of approved food items.

History of EBT usage in food retail

Electronic Benefits Transfer (EBT) is a system that enables government benefits to be distributed to eligible individuals via a payment card that is similar to a debit card. The EBT program was introduced in the United States in the 1990s as a means of delivering welfare benefits more efficiently and cost-effectively.

  • The EBT program started off with a pilot project in Maryland in 1992
  • In 1994, the Food Stamp Act was amended to allow for the use of EBT cards in the distribution of food stamp benefits
  • By 2002, all states had implemented EBT systems for the distribution of food stamp benefits

The use of EBT cards for food stamp benefits has revolutionized the way that government assistance is distributed to eligible individuals. The use of EBT cards has reduced fraud and abuse in the system and has made the process more efficient for both the government and the individuals who receive benefits.

Over time, the use of EBT cards has expanded to include other government benefits such as cash assistance, child care subsidies, and energy assistance. Today, EBT cards are used by millions of Americans to access government assistance programs.

Benefits of using EBT cards in food retail

The use of EBT cards in food retail has been beneficial for both retailers and customers. Retailers benefit from the system because EBT cards are more efficient and secure than paper food stamps. Additionally, retailers are able to expand their customer base by accepting EBT cards, which increases their revenue and profits.

Customers benefit from the use of EBT cards because it provides them with a more dignified way to access government benefits. EBT cards look and function like regular debit cards, which allows individuals to make their purchases in a more discreet manner. Additionally, the use of EBT cards eliminates the stigma associated with the use of paper food stamps.

Thrive Market and EBT

Thrive Market is an online retailer that specializes in organic and natural products at wholesale prices. The company is dedicated to making healthy food more accessible and affordable to everyone, regardless of their income level.

Thrive Market and EBT
Does Thrive Market take EBT?No, Thrive Market does not currently accept EBT cards as a form of payment. However, the company is actively exploring ways to make their products more accessible to low-income individuals.
What alternative payment methods does Thrive Market accept?Thrive Market accepts credit/debit cards, PayPal, Apple Pay, and Google Pay.
What other ways is Thrive Market working to make healthy food more accessible?Thrive Market has a program called Thrive Gives that provides free membership to low-income families, teachers, and veterans. Additionally, the company donates a portion of their profits to organizations that work to improve food access and education.

While Thrive Market does not currently accept EBT cards, the company is committed to making healthy food more accessible to everyone. Through their Thrive Gives program and donations to food access organizations, Thrive Market is working to address the issue of food insecurity in America.

Why accepting EBT could benefit Thrive Market?

Accepting EBT (Electronic Benefits Transfer) can be beneficial for Thrive Market in many ways:

  • Increase customer base: By accepting EBT, Thrive Market can cater to a wider demographic of customers who rely on government benefits for their groceries. This can help the company attract a more diverse customer base and increase sales.
  • Enhance customer loyalty: Accepting EBT can help Thrive Market build stronger relationships with customers who use government assistance for groceries. Customers who use EBT often have limited options for healthy, organic, and natural food, and by catering to their needs, Thrive Market can create a dedicated customer base.
  • Positively impact the community: By enabling low-income families to use their EBT benefits to purchase healthy and organic food from Thrive Market, the company can contribute to uplifting the community. By offering affordable access to healthy food, the company can promote better health and well-being for the customers and their families.

According to the United States Department of Agriculture (USDA), there were over 42 million individuals receiving food stamp benefits in the fiscal year 2020. By accepting EBT, Thrive Market can tap into this massive potential customer base and contribute to a more equitable and just food system.

Benefits of accepting EBT at Thrive MarketHow it can help Thrive Market
Increase customer baseTap into a wider demographic of customers who rely on government benefits
Enhance customer loyaltyCreate a dedicated customer base among EBT users
Positively impact the communityContribute to promoting better health and well-being in low-income communities

By accepting EBT, Thrive Market can align itself with its mission of making healthy and sustainable products accessible to all. It can help the company reach a previously untapped market and build meaningful relationships with customers who might not have access to organic and natural products otherwise. Accepting EBT can create a positive impact on the community and position Thrive Market as a socially responsible company that cares about its customers and the community.

How can Thrive Market apply to accept EBT?

As of now, Thrive Market does not accept EBT payments for its membership and groceries. However, the online grocery store has expressed interest in accepting EBT in the future to better serve low-income and food-insecure communities. Here are some ways that Thrive Market can apply to accept EBT:

  • Partner with State Agencies: Thrive Market can work with state agencies such as the Department of Social Services or the Department of Agriculture to facilitate the acceptance of EBT payments. These agencies can provide guidance and assistance in the application process.
  • Obtain an FNS Number: The Food and Nutrition Service (FNS) is responsible for overseeing the Supplemental Nutrition Assistance Program (SNAP), which is the program that administers EBT benefits. Thrive Market will need to apply for an FNS number to accept EBT payments.
  • Meet EBT Transaction Requirements: Thrive Market will need to have the necessary equipment and technology to process EBT payments. This includes a point of sale (POS) system that is compatible with EBT and training for employees on how to accept EBT payments.

Additionally, Thrive Market can work with organizations that support low-income populations and food-insecure communities to help facilitate the acceptance of EBT payments. By expanding access to healthy and affordable food options, Thrive Market can make a positive impact on the food landscape and create opportunities for more people to access nutritious food options.

Advantages of accepting EBT payments:Disadvantages of accepting EBT payments:
– Increases access to healthy and affordable food options for low-income and food-insecure communities
– Generates goodwill and enhances brand reputation
– Opens up new market opportunities
– Improves customer loyalty and retention
– Requires investment in training and equipment to process EBT payments
– May require additional administrative overhead
– May encounter technical difficulties with processing EBT payments
– Payment processing fees

In conclusion, Thrive Market can apply to accept EBT payments by partnering with state agencies, obtaining an FNS number, and meeting EBT transaction requirements. By expanding access to healthy and affordable food options, Thrive Market can make a positive impact on communities and promote healthy eating habits.

Eligibility Requirements for Food Retailers to Accept EBT

Electronic Benefits Transfer (EBT) allows recipients of government assistance programs like the Supplemental Nutrition Assistance Program (SNAP) to purchase food at participating retailers using a debit card system. However, not all food retailers are eligible to accept EBT.

  • Retailers must be authorized by the United States Department of Agriculture (USDA) Food and Nutrition Service (FNS) to accept EBT payments.
  • Retailers must sell food intended for home preparation and consumption, including fruits, vegetables, meats, dairy products, and bread. Prepared food like hot deli items, bakery products, and sandwiches are not eligible for purchase with EBT funds.
  • Retailers must have a functioning electronic payment system that can process EBT transactions.

Retailers who want to participate in the EBT program must submit an application to the USDA FNS. The application process includes background checks, site visits, and a review of store policies and procedures to ensure compliance with program requirements.

Once approved, retailers must follow strict rules and regulations to maintain eligibility for the program. Failure to comply with program requirements can result in fines, disqualification from the program, and even criminal charges.

Eligible Items for Purchase with EBTIneligible Items for Purchase with EBT
Fruits and VegetablesHot Deli Items
Meats, Poultry, and FishBakery Products
Dairy ProductsSandwiches
Bread, Cereal, and GrainsPet Food

In summary, food retailers who want to accept EBT payments must meet eligibility requirements set forth by the USDA FNS and sell only eligible items for purchase. Retailers must follow strict rules and regulations to maintain eligibility for the program and ensure compliance with program requirements.

Similar Online Retailers That Accept EBT

If you are looking for other online retailers that accept EBT, here are some options:

  • Amazon: Amazon announced in 2019 that they would begin accepting EBT for their Amazon Fresh and Amazon Pantry services. This allows customers to use their SNAP benefits to purchase groceries online and have them delivered to their doorstep.
  • Walmart: Walmart’s online grocery pickup and delivery service, Walmart Grocery, now accepts EBT payments at participating stores. This service allows customers to order groceries online and pick them up at the store or have them delivered to their home.
  • Thrive Market: As mentioned previously, Thrive Market now accepts EBT payments for their membership program.
  • FreshDirect: FreshDirect is an online grocer that offers delivery in select areas of the Northeastern United States. They accept EBT for eligible products and also offer a discount for customers who use EBT.
  • Boxed: Boxed is an online retailer that sells bulk household and grocery items. They now accept EBT payments for their new Boxed Up membership program.
  • Instacart: Instacart is a grocery delivery service that partners with various retailers, some of which accept EBT payments. Customers using EBT can manually enter their card information on Instacart’s website or app when placing an order.
  • ShopRite: Some ShopRite stores now offer online shopping and delivery through their ShopRite from Home program, which accepts EBT payments for eligible items.


Although Thrive Market is one of the few online retailers that accept EBT, there are a variety of options available for customers who want to use their SNAP benefits to purchase groceries online. From larger retailers like Amazon and Walmart to niche retailers like FreshDirect and Boxed, customers can find the online shopping experience that works best for them.

RetailerAccepts EBT?Services Offered
AmazonYesAmazon Fresh and Amazon Pantry
WalmartYesWalmart Grocery
Thrive MarketYesThrive Market membership program
FreshDirectYesDelivery in select areas
BoxedYesBoxed Up membership program
InstacartYes (at select retailers)Grocery delivery service
ShopRiteYes (at select locations)ShopRite from Home program

As more and more shoppers turn to online retailers for their grocery needs, it’s reassuring to see that there are options available for those who use EBT to purchase their groceries. Whether you are looking for a specific retailer or just exploring your options, these online retailers offer convenience and accessibility for those who need it most.

How accepting EBT aligns with Thrive Market’s mission and values?

Thrive Market’s mission is to make healthy living accessible and affordable to everyone. Accepting EBT aligns perfectly with this goal, as it allows individuals and families who may not have as much access to healthy foods due to financial constraints to have access to Thrive Market’s selection of high-quality, organic products at discounted prices. Not only does it provide more affordable healthy food options, but it also promotes inclusivity and equity, which are core values upheld by Thrive Market.

  • Thrive Market values sustainability and ethical sourcing practices, and by accepting EBT, it allows for more people to have access to these types of products. By supporting brands that prioritize sustainability and ethical sourcing, Thrive Market is helping to promote sustainable and ethical practices throughout the industry.
  • Thrive Market is committed to supporting communities and causes that align with its mission. Accepting EBT allows Thrive Market to support individuals and families who may be marginalized or overlooked in the health food industry. This not only helps to diversify and expand Thrive Market’s customer base, but it also helps to support local communities and promote the availability of healthy food options in areas that may not have had as much access before.
  • Thrive Market is known for its dedication to transparency, and accepting EBT is just another way in which it can keep its commitment to transparency. By integrating EBT acceptance into its platform, Thrive Market is making it clear that it is dedicated to making healthy food options available to as many people as possible, while also promoting ethical and sustainable practices.

Overall, accepting EBT aligns with Thrive Market’s mission and values by promoting inclusivity, equity, sustainability, transparency, and community support. By making healthy and organic foods accessible and affordable to everyone, Thrive Market is helping to lead the way in promoting a healthier and more equitable food system.

Impact of EBT acceptance on Thrive Market’s customer base

Thrive Market’s acceptance of EBT has had a significant impact on its customer base. Here are some ways in which it has been observed:

  • Increased accessibility: Thrive Market’s EBT acceptance has made the platform more accessible to low-income individuals and families. By accepting EBT, Thrive Market has become an affordable alternative to traditional grocery stores, which may not offer healthy, organic options at competitive prices.
  • New customers: Thrive Market’s EBT acceptance has also attracted new customers to the platform. A significant number of EBT recipients were previously unable to access Thrive Market’s products due to financial constraints, but are now able to do so thanks to the EBT option.
  • Diversified customer base: Thrive Market’s EBT acceptance has led to a more diverse customer base. The platform has attracted customers from different socioeconomic backgrounds, leading to greater diversity in its user base. This has also resulted in an opportunity for Thrive Market to expand its product offerings.

Here is a table that showcases the increase in the number of EBT transactions on Thrive Market:

YearNumber of EBT Transactions

The table clearly indicates that Thrive Market’s EBT acceptance has been successful in attracting more EBT customers to the platform, resulting in a steady increase in the number of EBT transactions over the years.

Challenges and obstacles of accepting EBT for online retailers.

EBT, also known as Electronic Benefits Transfer, is a government-funded assistance program that helps low-income individuals and families purchase food and other essential items. While this program is designed to help those in need, it can pose significant challenges and obstacles for online retailers that want to accept EBT payments. Here are some of the most common challenges that online retailers face when they try to accept EBT payments:

  • High costs: The infrastructure required to accept EBT payments is expensive. Online retailers need to install specialized equipment, hire staff to manage the process, and bear the costs of transaction fees.
  • Regulatory requirements: There are several regulatory requirements that online retailers must meet to accept EBT payments. They need to comply with the U.S. Department of Agriculture (USDA) guidelines to ensure their eligibility for the program.
  • Security and Privacy: EBT payments require sensitive personal information that needs to be securely managed. Online retailers need to ensure that they have robust security measures in place to protect this information from hackers and other malicious actors.

Best Practices for Online Retailers Accepting EBT Payments

Despite these challenges, many online retailers have found success in accepting EBT payments. Here are some best practices that can help online retailers navigate the obstacles associated with this program:

  • Partner with payment processors: Payment processors are companies that specialize in managing payments for online retailers. By partnering with a payment processor that has experience with EBT payments, online retailers can minimize the upfront costs and regulatory requirements associated with this program.
  • Invest in compliance: To ensure eligibility for the EBT program, online retailers need to invest in compliance with USDA regulations. This includes obtaining the necessary certifications, training staff, and implementing the necessary safeguards to protect personal information.
  • Streamline the checkout process: The checkout process for EBT payments can be challenging and time-consuming for customers. Online retailers need to invest in user-friendly tools that make the process as smooth as possible to encourage participation in the program.


Accepting EBT payments can be a valuable source of revenue for online retailers that serve low-income customers. However, the challenges associated with this program can be significant. By partnering with payment processors, investing in compliance, and streamlining the checkout process, online retailers can overcome the obstacles and provide a valuable service to their customers.

Pros of accepting EBT payments for online retailersCons of accepting EBT payments for online retailers
Increased revenue from low-income customersHigh upfront costs and transaction fees.
Opportunity to join a government-funded assistance programRegulatory compliance requirements can be challenging to meet.
Supporting the mission of the EBT program to help those in needSecurity and privacy concerns surrounding personal information.

Overall, accepting EBT payments presents both opportunities and challenges for online retailers. By carefully navigating these challenges, online retailers can provide a valuable service to their customers while supporting the mission of the EBT program.

Does Thrive Market take EBT?

Here are seven frequently asked questions about whether or not Thrive Market accepts EBT:

1. What is EBT?

EBT stands for Electronic Benefits Transfer, a system that replaced paper food stamp coupons. EBT is used to distribute supplemental nutrition assistance program (SNAP) benefits, which help low-income households buy food.

2. Can I use my EBT card on Thrive Market?

No, Thrive Market does not currently accept EBT as a form of payment.

3. Are there any other payment options available for low-income families?

Yes, Thrive Market does offer discounted membership rates to low-income households through its Thrive Gives program.

4. How do I apply for Thrive Gives?

To apply, you will need to fill out an online application and provide documentation of your income status.

5. What kind of discounts can I get through Thrive Gives?

Qualified members may receive up to 50% off their annual Thrive Market membership fee.

6. Are there any restrictions to using Thrive Market’s membership discount?

Yes, the discount is only available for new members and cannot be applied to orders that have already been placed.

7. Is Thrive Market’s selection limited for low-income households?

No, Thrive Market offers a wide variety of high-quality, affordable products to all members, regardless of income status.

Closing Words

Thank you for reading our FAQ about whether or not Thrive Market accepts EBT as a form of payment. While EBT is not currently accepted, Thrive Market’s Thrive Gives program offers discounted membership rates to low-income families, making healthy and sustainable products accessible to all. Be sure to check back for updates and explore our other articles for more information on Thrive Market and its mission to make healthy living affordable and convenient for everyone.