Does Ruler Foods Take EBT? Find Out Here!

Are you a foodie who’s been wondering whether Ruler Foods accepts EBT? Well, the good news is that yes, Ruler Foods now accepts EBT! That means anyone who’s on the Supplemental Nutrition Assistance Program (SNAP) can now enjoy the convenience of shopping at their favorite discount supermarket, without having to worry about cash.

This is great news for those who are tight on budget but still want to have access to a wide variety of fresh produce, meat, dairy, and other grocery items. With an EBT card, you can easily purchase the items you need without having to pay the full amount upfront. This not only saves you money, but also helps you maintain a steady supply of healthy food to keep you and your family nourished.

So, if you’re someone who’s on SNAP, or just looking for a convenient shopping experience that won’t break the bank, head on to your nearest Ruler Foods store today! With a variety of products, great prices, and now the added convenience of EBT payments, you’ll be sure to find everything you need and more.

Overview of Ruler Foods

Ruler Foods is a discount grocery store chain headquartered in Seymour, Indiana. It operates under the Kroger Company, with stores in several states including Illinois, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Ruler Foods offers a wide variety of grocery products at lower prices, including both brand-name and private label items.

The chain’s stores have smaller footprints compared to traditional grocery stores, but they still offer a range of products that can meet most customers’ needs. Ruler Foods does not have a bakery, deli, or pharmacy sections, but it offers fresh produce, dairy products, frozen items, and non-perishable goods.

What is EBT?

  • Electronic benefit transfer (EBT) is a system that allows government welfare recipients to access their benefits electronically. EBT is used to deliver different types of benefits, such as Supplemental Nutrition Assistance Program (SNAP) benefits, Women, Infants, and Children (WIC) benefits, and Temporary Assistance for Needy Families (TANF) benefits.
  • SNAP is the program that provides assistance to low-income families to purchase food items. It is also known as food stamps. SNAP benefits are loaded onto an EBT card, which can be used at participating retailers to purchase eligible food items.

Does Ruler Foods take EBT?

Yes, Ruler Foods accepts EBT for eligible food items. Customers can use their EBT card to purchase groceries that qualify for SNAP benefits. However, EBT cannot be used to purchase tobacco, alcohol, or non-food items.

Accepted EBT options at Ruler FoodsNot accepted with EBT
SNAP (Supplemental Nutrition Assistance Program)Tobacco products
WIC (Women, Infants, and Children)Alcoholic beverages
TANF (Temporary Assistance for Needy Families)Non-food items

If you qualify for government assistance and have an EBT card, you can shop at Ruler Foods and take advantage of its low prices. This is especially helpful for people who live in areas where traditional grocery stores are not available or are too expensive.

What is EBT?

EBT stands for Electronic Benefit Transfer, which is an electronic system in the United States that allows state welfare departments to issue benefits via a magnetically encoded payment card. This card can be used to purchase food and other necessities at grocery stores and other participating retailers.

  • EBT cards are issued to individuals and families who qualify for government assistance programs such as the Supplemental Nutrition Assistance Program (SNAP) and the Temporary Assistance for Needy Families (TANF) program.
  • The amount of benefits on the EBT card varies depending on the household’s income and the size of the household.
  • Using an EBT card is similar to using a debit card. The cardholder swipes the card at a participating retailer’s POS system, enters their PIN, and the transaction is completed.

Additionally, EBT cards cannot be used to withdraw cash from ATMs. However, some states have initiated pilot programs that allow certain recipients of government benefits to use EBT cards at some ATM locations.

StateNumber of SNAP Beneficiaries
New York2,501,672

In conclusion, EBT is a system that provides food assistance to low-income individuals and families in the United States. It allows them to purchase necessities using an electronic payment card that is issued by state welfare departments. Many grocery stores, including Ruler Foods, accept EBT as a form of payment.

Regulations for accepting EBT benefits

As a retailer, accepting food stamps or Supplemental Nutrition Assistance Program (SNAP) benefits can expand your customer base and increase sales. However, there are regulations in place that must be followed in order to accept Electronic Benefit Transfer (EBT) cards as a form of payment.

Here are some important regulations to keep in mind:

  • Retailers must apply to become an authorized EBT merchant.
  • Only eligible food items can be purchased with EBT benefits, which excludes non-food items such as toiletries and household supplies.
  • EBT cardholders cannot receive cash back as part of their transaction, nor can they use their benefits to purchase alcohol, tobacco, or hot prepared foods.

In addition to these regulations, the USDA’s Food and Nutrition Service (FNS) provides a comprehensive guide for EBT retailers that outlines eligibility requirements, allowable food items, and reporting requirements to ensure compliance with program rules.

Finally, it’s important to note that there may be state-specific regulations that retailers must follow in order to accept EBT benefits. Retailers should check with their state’s EBT office for specific guidelines and requirements.

Common Questions about EBT Regulations

  • Q: What are common violations of EBT regulations?
  • A: Common violations include allowing ineligible items to be purchased with EBT benefits, providing cash back to recipients, and lack of proper record keeping and reporting.
  • Q: Can retailers face penalties for violating EBT regulations?
  • A: Yes, retailers can face penalties such as fines, suspension or revocation of their EBT authorization, and even criminal charges for serious violations such as fraud.
  • Q: How can retailers ensure compliance with EBT regulations?
  • A: Retailers can ensure compliance by properly training their employees on EBT rules, regularly monitoring transactions to ensure eligible food items are being purchased, and keeping accurate records of EBT transactions and inventory.

Summary Table: Acceptable EBT Food Purchases

Eligible Food PurchasesIneligible Food Purchases
Meat, poultry, and fishAlcohol and tobacco products
Bread and cerealsHot prepared foods
Fruits and vegetablesNon-food items such as toilet paper and cleaning supplies
Dairy productsVitamins, medicines, and supplements

Remember that accepting EBT benefits can be a great way to grow your business and help those in need, but it’s important to follow regulations to ensure program integrity and compliance.

Ruler Foods EBT policy

In an effort to provide affordable food options to all customers, Ruler Foods accepts Electronic Benefit Transfer (EBT) as a form of payment for eligible purchases. Below are some key details about Ruler Foods’ EBT policy:

  • Customers can use their EBT card to purchase eligible groceries, including fresh produce, meat, dairy, bread, and canned goods.
  • EBT cannot be used to purchase non-food items, such as pet food, toiletries, or household items.
  • Customers cannot use EBT to purchase hot foods or prepared meals from the Ruler Foods deli or bakery.

Ruler Foods is committed to providing quality food options to all customers, including those who may be experiencing financial hardship. By accepting EBT, Ruler Foods helps ensure that all customers have access to wholesome, affordable food choices.

Here is a table outlining some additional details about Ruler Foods’ EBT policy:

EBT AcceptedEBT Not Accepted
Eligible groceries including fresh produce, meat, dairy, bread, and canned goods.Non-food items such as pet food, toiletries, or household items.
Hot foods or prepared meals from the Ruler Foods deli or bakery.

Ruler Foods’ acceptance of EBT is a positive step towards a more equitable food system, and we appreciate their efforts to provide affordable options for all customers.

EBT food and non-food items

As an EBT (Electronic Benefits Transfer) cardholder, you’re probably wondering what you can and cannot buy using your benefits. Ruler Foods is one of the many retailers that accept EBT payments, but what exactly can you purchase in their stores? Let’s delve into the two main categories of items that you can buy using your EBT card at Ruler Foods: food and non-food items.

EBT Food Items

  • Meat and poultry
  • Dairy products
  • Bread and cereals
  • Fruits and vegetables
  • Snack foods and candy
  • Seeds and plants for growing produce at home

These are just a few examples of the food items that you can purchase using your EBT card at Ruler Foods. It’s important to note that hot prepared foods, such as rotisserie chicken or pizza, are not considered EBT-approved food items.

EBT Non-Food Items

Unlike EBT-approved food items, non-food items cannot be purchased using your EBT card. However, there are a few exceptions.

  • Household cleaning products (if they’re used for food preparation or storage)
  • Personal hygiene items (if they’re sold in a grocery store and are essential for the safety or health of a household member)
  • Baby products (if they’re used for food preparation or feeding)

How to Identify EBT-Approved Items in Ruler Foods

Ruler Foods has made it easy for customers to identify EBT-approved items in their stores. These items will have a sign stating “EBT” or “SNAP” (Supplemental Nutrition Assistance Program) on the shelves or near the price tags. You can also ask a store associate for assistance if you’re unsure whether an item is EBT-approved.


EBT-Approved Food ItemsEBT-Non-Approved Items
Meat and poultryHousehold cleaning products*
Dairy productsPersonal hygiene items*
Bread and cerealsBaby products*
Fruits and vegetables
Snack foods and candy
Seeds and plants for growing produce at home

Knowing what you can and cannot buy using your EBT card at Ruler Foods can help you make informed decisions and maximize your benefits. Remember that EBT-approved items are labeled in-store, and non-food items must fall under specific categories to be eligible for purchase with your benefits.

How to use EBT benefits at Ruler Foods

Ruler Foods is a grocery store that offers affordable prices on a wide range of products. You can use your Electronic Benefits Transfer (EBT) card to purchase eligible food items at Ruler Foods. Here are the steps on how to use your EBT benefits at Ruler Foods:

  • Visit your local Ruler Foods store and collect the items you wish to purchase.
  • Proceed to the checkout counter and inform the cashier that you will be using your EBT card.
  • Swipe your EBT card through the card reader provided by the cashier.
  • Enter your Personal Identification Number (PIN) on the keypad provided.
  • The cashier will let you know if any of the items you have chosen are ineligible for EBT benefits.
  • Review the total cost and confirm that it is correct before completing the transaction.

EBT eligible items at Ruler Foods

  • You can use your EBT benefits to purchase most food items such as bread, milk, fruits, vegetables, meat, and cheese.
  • You cannot use EBT benefits to purchase non-food products such as household supplies, pet food, soap, and shampoo.
  • The store accepts EBT for both fresh and packaged food items.

EBT benefits and SNAP program

The EBT card is part of the Supplemental Nutrition Assistance Program (SNAP), which is a federal program that provides financial assistance to eligible low-income individuals and families. The program aims to help these individuals afford essential nutritious food necessary to maintain a healthy diet and lifestyle.

When you use your EBT card at Ruler Foods, the cost of eligible items is deducted from your benefits balance. The remaining balance can be used at other grocery stores that accept EBT benefits.

Ruler Foods and outreach programs

Ruler Foods is known for its commitment to the communities it serves. The store partners with several outreach programs to address food insecurity and assist low-income individuals and families. One such program is the “Food Angel” initiative that provides free groceries to families in need. Additionally, Ruler Foods offers weekly discounts to senior citizens.

Outreach ProgramObjective
Food AngelTo provide free groceries to families in need
Discounts for Senior CitizensTo provide affordable groceries to senior citizens

Through these programs, Ruler Foods is committed to ensuring that everyone has access to healthy and nutritious food options.

Benefits of using EBT at Ruler Foods

Shopping for groceries can be a stressful experience, especially for those on a tight budget. If you are a low-income individual or a family living on food stamps, finding a store that accepts EBT (Electronic Benefits Transfer) can be crucial for your daily survival. Fortunately, Ruler Foods is one such store that takes EBT and offers various benefits to its customers who use this payment method.


One of the biggest advantages of using EBT at Ruler Foods is convenience. Unlike traditional payment methods, such as cash or checks, EBT allows you to pay for your groceries electronically using a special card. This means you don’t have to worry about carrying cash or writing out a check, which can be time-consuming and nerve-wracking. Moreover, because EBT is a government-sponsored program, you can rest assured that your funds are safe and secure when you shop at Ruler Foods.


  • Another advantage of using EBT at Ruler Foods is savings. If you use your EBT card to purchase groceries from Ruler Foods, you may be eligible for discounted prices on certain items. Ruler Foods offers a range of products at greatly reduced prices, and by using your EBT card, you can save even more on your daily essentials. This means you can stretch your food budget further and feed your family nutritious, tasty meals without breaking the bank.
  • In addition to lower prices, Ruler Foods also offers a range of deals and promotions to customers who use EBT. For example, the store often runs “buy one, get one free” promotions on popular items such as cereal, milk, and bread. By taking advantage of these offers, EBT users can save money and get more for their money.
  • Finally, if you’re a first-time shopper at Ruler Foods, you may be eligible for a special discount on your first EBT purchase. This can be a great way to try out the store’s products and services and see if it’s a good fit for you and your family.

Healthy Options

Ruler Foods is committed to providing its customers with healthy, high-quality groceries at an affordable price. By accepting EBT, the store makes it easier for low-income families to access nutritious and fresh food options that might otherwise be too expensive. Ruler Foods offers a variety of fresh fruits and vegetables, lean proteins, and whole-grain products, all of which are essential for maintaining a healthy diet and lifestyle. By using your EBT card to shop at Ruler Foods, you can provide your family with the nourishing food they need to thrive.

Easy Access

Ruler Foods Locations Accepting EBTNearest Intersection
Clarksville, INEastern Blvd and Wargel Dr
Evansville, INN Green River Rd and Morgan Ave
Louisville, KYPoplar Level Rd and Hess Ln
Newburgh, INBell Rd and Ruffian Ln

If you’re looking for a Ruler Foods location that accepts EBT, you can easily find one using the store locator feature on the Ruler Foods website. Simply enter your ZIP code, and the site will provide you with a list of stores in your area that accept EBT. You can also use the site to access information about store hours, specials, and promotions, making it easy to plan your shopping trips and get the best deals on groceries.

Eligibility Criteria for EBT Benefits

EBT, or Electronic Benefits Transfer, is a system used to deliver Food Stamp and other government benefits to individuals and families in need of assistance. The program was designed to replace traditional paper coupons, which made transactions slower, more complicated, and prone to fraud. EBT benefits are only available to those who meet the eligibility requirements set by the government. Here are eight key factors that determine eligibility:

  • Income: The most important factor that determines EBT eligibility is the household income. To qualify, your income must be at or below 130% of the federal poverty level.
  • Citizenship status: To be eligible for EBT benefits, you must be a U.S. citizen, a U.S. national, or a qualified alien. Qualified aliens include refugees, asylees, and those with special immigrant statuses.
  • Residency: You must be a resident of the state you are applying for benefits in. In addition, you must provide proof of residency, such as a utility bill, lease agreement, or other documents.
  • Work requirements: Some individuals who are able-bodied and between the ages of 18 and 49 may be required to meet work requirements to remain eligible for benefits. This means that you must work at least 20 hours per week or participate in an approved work or training program.
  • Assets: To be eligible for EBT benefits, the value of your assets must be at or below a certain limit. This includes savings, real estate, and other property.
  • Disqualified status: Individuals who have been convicted of certain felonies, such as drug-related crimes, may be disqualified from receiving EBT benefits.
  • Drug testing: Depending on the state, individuals who have a history of drug abuse may be required to take a drug test in order to receive benefits.
  • Age requirements: Infants, children, pregnant women, and elderly individuals may be eligible for separate nutrition programs, such as WIC or Meals on Wheels.


Understanding the eligibility criteria for EBT benefits is crucial for those who rely on the program for assistance. The criteria vary by state and may change over time, so it is important to stay up-to-date on any changes and consult with a government representative or qualified advisor if you have any questions or concerns.

Eligibility FactorRequirement
IncomeAt or below 130% of the federal poverty level
Citizenship statusU.S. citizen, U.S. national, or qualified alien
ResidencyResident of the state with proof of residency
Work requirementsAt least 20 hours per week or approved work/training program
AssetsAt or below a certain limit
Disqualified statusConviction of certain felonies
Drug testingRequired depending on state and history of drug abuse
Age requirementsSeparate nutrition programs for infants, children, pregnant women, and elderly individuals

By meeting these eligibility criteria, individuals and families can receive crucial assistance through the EBT program to help them put nutritious food on the table.

Programs associated with EBT benefits

EBT or Electronic Benefits Transfer is a government-provided program that assists low-income families in purchasing food, baby formula, and other essentials. The program is funded by the United States Department of Agriculture (USDA) and is available in every state of the US.

There are different types of programs associated with EBT benefits, which are designed to meet the varying needs of individuals and families. Here are some of them:

  • Supplemental Nutrition Assistance Program (SNAP) – This is the main program in the EBT system. It provides eligible individuals and families with a monthly allowance to purchase food items.
  • Women, Infants, and Children (WIC) – This program provides nutritional support to pregnant and breastfeeding women, and children up to the age of five.
  • Temporary Assistance for Needy Families (TANF) – This program is designed to help families with dependent children who are experiencing financial difficulties.

The EBT program does not allow beneficiaries to purchase everything with their EBT card. There are certain products that cannot be bought with the EBT card, such as alcoholic beverages, tobacco products, and vitamins.

It’s important to note that not all retailers accept EBT cards. Ruler Foods, a grocery store chain owned by Kroger, is one of the retailers that accepts EBT cards.

RetailerType of EBT Accepted
Ruler FoodsSnap

Having more retailers accept EBT benefits is essential in providing accessibility and convenience to beneficiaries, especially those living in low-income communities.

Impact of EBT on low-income households

Electronic Benefits Transfer (EBT) is a system that allows low-income households to receive government benefits through a debit card. This program has a significant impact on the financial stability and overall well-being of low-income families. Here are 10 ways EBT positively affects these households:

  • EBT provides a reliable source of food assistance for low-income families experiencing food insecurity. This assistance helps ensure that families have access to nutritious food to maintain a healthy lifestyle.
  • EBT reduces the stigma associated with using government assistance. The use of a debit card instead of traditional food stamps makes the process more discreet, allowing families to avoid unnecessary embarrassment or shame.
  • EBT eliminates the need for families to physically visit a welfare office to receive benefits and reduces wait times for assistance. This convenience allows families to focus on their job search or other activities that help them become self-sufficient.
  • EBT offers flexibility in food choices for families. Unlike traditional food stamp programs, where certain foods are prohibited or limited, EBT allows families to make their own food choices based on their dietary needs and cultural preferences.
  • EBT provides an opportunity for families to participate in the local economy by allowing them to redeem benefits at approved retailers, like Ruler Foods.
  • EBT helps families stretch their food budget. By providing benefits for a monthly food allowance, EBT helps families plan their grocery shopping and ensure they have enough food to sustain themselves throughout the month.
  • EBT allows families to purchase food during disasters or emergencies, providing much-needed assistance during times of crisis.
  • EBT increases access to healthy foods in low-income neighborhoods. By allowing retailers to accept EBT, families have more options for purchasing fresh produce, dairy, and other healthy foods.
  • EBT encourages families to cook and prepare meals at home. By providing benefits for food, EBT motivates families to cook at home instead of relying on fast food or other convenience options.
  • EBT helps families receive the benefits they need without compromising their dignity or quality of life.


The implementation of EBT has had a positive impact on low-income households. The program provides a reliable and discreet source of assistance that helps families maintain a healthy and dignified lifestyle. Ruler Foods is proud to accept EBT and provide healthy food options to families in need. By supporting EBT, we can help create stronger, healthier communities for all.

Does Ruler Foods take EBT?

1. What is EBT?
– EBT or Electronic Benefits Transfer is a government-provided card that allows people to purchase food items using their SNAP (Supplemental Nutrition Assistance Program) benefits.

2. Does Ruler Foods accept EBT?
– Yes, Ruler Foods does accept EBT as a form of payment.

3. Do all Ruler Foods stores accept EBT?
– Yes, all Ruler Foods stores accept EBT as a form of payment.

4. What food items can I purchase using EBT at Ruler Foods?
– You can purchase any food items that are eligible under SNAP guidelines. This includes staples such as bread, milk, fruits and vegetables, meat, poultry and fish.

5. Can I purchase non-food items using EBT at Ruler Foods?
– No, EBT can only be used to purchase eligible food items. Non-food items such as cleaning supplies and personal care items cannot be purchased using EBT.

6. Do I need to create a separate account to use EBT at Ruler Foods?
– No, you do not need to create a separate account to use EBT at Ruler Foods. Simply present your EBT card at checkout like you would any other payment method.

7. Can I use EBT to make online purchases at Ruler Foods?
– At this time, Ruler Foods does not offer online ordering or delivery services, so EBT cannot be used for online purchases.

Thank You for Reading!

We hope this article was helpful in answering your questions about whether Ruler Foods accepts EBT. Remember, all Ruler Foods stores accept EBT for eligible food items, and you do not need a separate account to use it. Thank you for choosing Ruler Foods and we hope to see you again soon!