Does Jersey Mike’s Take EBT? Here’s What You Need to Know

If you’re someone who is on a tight budget or receiving government assistance, you might have found yourself wondering – does Jersey Mike’s take EBT? It’s a simple question, yet an important one. After all, not everyone has the luxury of dining out without having to worry about their budget. Jersey Mike’s is a popular quick-service restaurant chain that has been serving subs since 1956. But can you use your EBT card here?

The truth is, not all restaurants accept EBT as a form of payment. However, the good news is that Jersey Mike’s is one of the few fast-food chains that accept EBT payments. This means that if you’re on government assistance, you can now enjoy a delicious submarine sandwich without breaking the bank. Whether you’re in the mood for a classic cold cut or a hot Philly cheesesteak, Jersey Mike’s has got you covered.

For the uninitiated, EBT stands for Electronic Benefits Transfer. It’s a government program that provides food assistance to people who are struggling to make ends meet. In essence, it’s like a debit card that allows people to purchase eligible food items at participating retailers. Fortunately, Jersey Mike’s is one such retailer that accepts EBT cards. So the next time you’re craving a delicious sub, you can rest easy knowing that you won’t have to pull out your wallet if you’re using EBT.

Overview of EBT and Its Uses

Electronic Benefits Transfer (EBT) is a federal assistance program that provides low-income families and individuals with a means to purchase food and other necessities. EBT cards look and function like debit cards, but they can only be used to purchase certain items at participating retailers. The program is administered by state agencies and operates under the Supplemental Nutrition Assistance Program (SNAP), formerly known as the Food Stamp program.

  • The main purpose of EBT is to help low-income people purchase healthy and nutritious food that they might not have been able to afford otherwise.
  • EBT can also be used to purchase seeds and plants for growing food at home, as well as to purchase groceries online through participating retailers.
  • Some states also offer additional benefits, such as assistance with home energy costs and cash benefits for certain households.

To qualify for EBT benefits, individuals or families must meet certain income and other eligibility requirements established by their state’s agency. Once approved, recipients will receive a plastic EBT card, which they can use to access their benefits at participating retailers. The card is loaded with funds each month, and the balance rolls over to the next month if not completely used.

In general, EBT can be used to purchase food items such as fresh fruits and vegetables, meat, poultry, dairy products, and cereal. However, items that cannot be purchased with EBT include alcohol, tobacco, vitamins and supplements, and hot or prepared food items (unless the retailer participates in the Restaurant Meals Program).

Items You Can Purchase With EBTItems You Cannot Purchase With EBT
Fresh fruits and vegetablesAlcohol and tobacco
Meat, poultry, and fishVitamins and supplements
Bread and cerealHot or prepared food items (in most cases)
Dairy productsNon-food items (such as soap and toothpaste)

Overall, EBT provides a valuable resource for low-income families and individuals to access healthy and nutritious food. While participating retailers vary by state, many major retailers, including Walmart, Kroger, and Target, accept EBT benefits. Additionally, some smaller retailers, farmer’s markets, and food co-ops also participate in the program.

Jersey Mike’s Restaurant Chain and Its History

Jersey Mike’s Subs, originally called Mike’s Subs, was founded in 1956 by 17-year-old Peter Cancro in Point Pleasant, New Jersey. Cancro worked at the local sandwich shop and later purchased it with the help of his high school football coach. The restaurant chain began franchising in 1987, and today, it has over 2,000 locations in the United States.

  • Jersey Mike’s prides itself on using locally-sourced, fresh ingredients and baking its bread in-store every day.
  • The restaurant chain is known for its authentic, East Coast-style sub sandwiches, which are made-to-order and can be customized with a variety of toppings.
  • Jersey Mike’s also offers a variety of salads and gluten-free options, and its menu includes hot and cold subs as well as wraps.

Jarrod the Sub Guy was a popular advertising campaign for Jersey Mike’s in the 2000s, helping to increase its brand awareness and popularity. Additionally, in 2019, Forbes ranked Jersey Mike’s as #10 on its list of America’s Best Franchises.

While there are some restaurants that accept EBT (Electronic Benefit Transfer), Jersey Mike’s unfortunately does not accept this form of payment. This is because EBT is a government assistance program that is specifically for purchasing food at grocery stores and farmers markets.

Headquarters:Manasquan, New Jersey
Number of locations:Over 2,000 (as of 2021)
Popular Menu Items:The Original Italian, Turkey & Provolone, #13 The Original Italian & Provolone, Chipotle Cheese Steak

Despite not accepting EBT, Jersey Mike’s is still a popular and well-loved restaurant chain due to its commitment to fresh ingredients and authentic, delicious subs.

Food Stamp Eligibility and Application Process

Jersey Mike’s is one of the many restaurants that accept EBT (Electronic Benefits Transfer) payment for eligible purchases. To determine eligibility for food stamp benefits, the applicant’s household income and size must be within certain guidelines set by the government.

  • Income eligibility: To receive food stamp benefits, a household’s gross income must be at or below 130% of the federal poverty level. Net income, after deductions for necessary expenses, must be at or below the poverty level.
  • Household size: Eligibility is based on the number of people living within a household. Generally, children and elderly individuals are given more weight in the determination than working-age individuals.
  • Other eligibility factors: Some states take into account the applicant’s assets or specific household expenses when determining eligibility.

The application process for food stamp benefits varies by state but generally involves completing an application, presenting verification of income and expenses, and attending an interview. Applications can often be submitted online or in-person at a social services office. After submitting an application, the applicant will be scheduled for an interview, during which they will be asked more detailed questions about their financial circumstances.

Below is a table that displays the maximum monthly allotment amounts for food stamp benefits, including the minimum and maximum benefit amounts for 48 contiguous states and Washington D.C.

Household sizeMinimum monthly allotmentMaximum monthly allotment

It’s important to note that eligibility requirements and benefit amounts can vary by state. It’s best to check with your local social services office for more detailed information on eligibility and application requirements in your area.

EBT Acceptance Policies of Various Restaurant Chains

Many people rely on Electronic Benefits Transfer (EBT) to purchase groceries and other necessities. While EBT can be used at most grocery stores, convenience stores, and farmers markets, many people wonder if it can also be used at restaurants. Here, we will discuss the EBT acceptance policies of various restaurant chains.

EBT Acceptance Policies of Various Restaurant Chains

  • Subway – EBT can be used to purchase items that are not prepared on-site, such as pre-packaged subs and beverages.
  • Papa John’s – EBT can be used to purchase food delivery orders, but not for in-store or carry-out orders.
  • Denny’s – EBT can be used to purchase meals during specified times at participating locations through a program called Restaurant Meals Program (RMP).

EBT Acceptance Policies of Various Restaurant Chains

While most restaurant chains do not accept EBT, there are a few restaurants that participate in the RMP, which allows disabled, elderly, and homeless EBT recipients to purchase meals at participating restaurants. The RMP is currently available in California, Arizona, Hawaii, and Rhode Island. However, not all restaurants in these states participate in the program, and there may be restrictions on the types and quantities of food that can be purchased.

It is important to note that even if a restaurant participates in the RMP, they may not accept EBT for all menu items. For example, fast food restaurants like McDonald’s and Burger King do not participate in the program, and thus do not accept EBT for any menu items. It is always best to check with the specific restaurant before attempting to use EBT to make a purchase.

EBT Acceptance Policies of Various Restaurant Chains

For a more detailed understanding of the EBT acceptance policies of various restaurant chains, the chart below provides a comparison.

Restaurant ChainEBT Acceptance Policy
SubwayCan be used to purchase pre-packaged subs and beverages
Papa John’sCan be used for food delivery orders only
Denny’sParticipates in RMP during specified times at participating locations
McDonald’sDoes not accept EBT
Burger KingDoes not accept EBT

Overall, while there are few restaurant chains that accept EBT, it is important to understand the policies of each individual chain before attempting to make a purchase. It is also important to note that these policies may vary by state and even by location, so checking with the specific restaurant beforehand is always the best course of action.

Jersey Mike’s Menu Options and Prices

Jersey Mike’s is famous for its delicious submarine sandwiches, made with the freshest ingredients and served on freshly-baked bread. However, there’s more to their menu than just subs! Here are some of the menu options you can find at Jersey Mike’s:


  • The Original Italian – A classic sub made with provolone, ham, prosciuttini, cappacuolo, salami, and pepperoni
  • Club Sub – Turkey breast, bacon, and provolone cheese with lettuce, tomato, and mayo
  • Buffalo Chicken Cheesesteak – Grilled onions and peppers, melted white American cheese, and Buffalo sauce

Sides and Drinks

Jersey Mike’s isn’t just about subs – they also offer a variety of sides and drinks to round out your meal:

  • Chips – Choose from classic, BBQ, Jalapeno, and more
  • Drinks – Soda, lemonade, iced tea, and more
  • Cookies – Chocolate chip, oatmeal raisin, and white chocolate macadamia nut


If you’re looking to feed a crowd, Jersey Mike’s is a great option. They offer catering platters of their delicious subs and sides, perfect for any occasion. Choose from:

  • Subs by the Box – Choose from cold subs, hot subs, or a mix
  • Cookie Platters – Choose from classic, deluxe, or mini
  • Chips and Drinks – Perfect for rounding out your meal


Jersey Mike’s offers a range of prices depending on the size and type of sub you order. A regular sized sub usually costs around $8, while a giant sized sub can cost up to $15. Sides and drinks are generally priced around $2.50 each. Catering prices vary depending on the size and type of platter you order – check out their website for more information.

The Original ItalianMini$5.45
The Original ItalianRegular$7.95
The Original ItalianGiant$14.45
Club SubMini$5.45
Club SubRegular$7.95
Club SubGiant$14.45
Buffalo Chicken CheesesteakMini$5.95
Buffalo Chicken CheesesteakRegular$8.45
Buffalo Chicken CheesesteakGiant$15.45

Overall, Jersey Mike’s offers a wide variety of menu options at reasonable prices, making it a great choice for a quick and delicious lunch or dinner.

Popularity of Jersey Mike’s Among Low-Income Customers

Jersey Mike’s popularity stems from its perfect blend of quality, taste, and affordability, especially among low-income customers. Its commitment to serving freshly made sandwiches using high-quality ingredients at a reasonable price has made it a go-to spot for people who are looking for a satisfying meal without breaking the bank.

  • Jersey Mike’s menu items start as low as $5.95 for their mini subs, making it an excellent option for low-income households.
  • Many of Jersey Mike’s locations are in low-income neighborhoods, making it easily accessible for those who live in the area.
  • Jersey Mike’s frequently offers discounts and deals to their customers to further encourage affordability.

According to a survey conducted by the National Restaurant Association, low-income customers whose household incomes are less than $25,000 per year tend to eat out less frequently than those with higher incomes. However, when they do eat out, they are looking for places that offer healthy and affordable food options. Jersey Mike’s menu includes a variety of options such as grilled chicken, turkey, and roast beef that can cater to their dietary preferences with an affordable price point.

In addition, Jersey Mike’s has partnered with EBT payment processors, making it possible for customers to use their EBT cards to purchase meals. This partnership has made it easier for low-income customers to access high-quality meals at Jersey Mike’s, which may be an essential factor contributing to its growing popularity among this demographic.

Factors Contributing to Popularity Among Low-Income CustomersExplanation
AffordabilityJersey Mike’s offers low-priced menu items, making it accessible for people with low incomes. In addition, they frequently offer discounts and deals.
Menu VarietyJersey Mike’s offer menu items catering to various dietary preferences, thus attracting low-income customers who value eating healthy at an affordable price point.
LocationMany of Jersey Mike’s locations are within low-income areas, making it easily accessible for low-income customers.
Payment MethodsJersey Mike’s has partnered with EBT payment processors, making it possible for low-income customers to purchase meals using their EBT cards.

In conclusion, the popularity of Jersey Mike’s among low-income customers can be attributed to its affordable prices, menu variety, location, and accessible payment methods. These factors have enabled low-income customers to enjoy high-quality sandwiches affordably, establishing Jersey Mike’s as a community hub for many low-income neighborhoods.

Impact of COVID-19 on EBT Usage at Restaurants

COVID-19 has brought major changes to the way we live our lives, and one of the most impacted areas is the food industry. The global pandemic has forced many businesses to adapt to new limitations, including restaurants that accept EBT. With social distancing measures in place, many have closed their doors, while others have pivoted to new business models such as take-out and delivery. Here are some of the ways COVID-19 has impacted EBT usage at restaurants.

  • Increase in EBT usage: Due to soaring unemployment rates and economic uncertainty caused by COVID-19, the usage of EBT has increased as more people need assistance in buying food. Consequently, the number of restaurants accepting EBT has also increased.
  • Shift to take-out and delivery: With dining-in not a safe option during the pandemic, many restaurants have shifted to take-out and delivery. This has created an opportunity for EBT recipients to use their cards when ordering food for take-out or delivery from participating restaurants.
  • Limitations on EBT usage: While many restaurants have started accepting EBT to provide accessibility to low-income families, there are limitations due to the pandemic. For example, some restaurants may only allow EBT usage for pick-up orders and not for delivery or in-person dining.

Furthermore, the USDA has implemented a pilot program called the Online Purchasing Pilot, which allows EBT recipients to purchase groceries online. However, this program only includes major retailers and does not extend to restaurants.

In summary, COVID-19 has had a significant impact on EBT usage at restaurants. However, despite the challenges brought on by the pandemic, many participating restaurants have provided crucial support to low-income families and individuals. As the world continues to evolve during the pandemic, it will be interesting to see how EBT usage at restaurants adapts to the changes.

Criticisms of EBT and Its Effectiveness in Alleviating Hunger

EBT, or Electronic Benefit Transfer, is a government program that provides financial assistance to low-income families for purchasing food. While EBT has been successful in providing food resources for those in need, there are still some criticisms of the program’s effectiveness. These criticisms include:

  • EBT may not be enough to cover the cost of food for an entire month, leaving families still struggling to put food on the table.
  • The program may be subject to fraud and abuse, with some individuals using their benefits to purchase non-food items or selling their benefits for cash.
  • EBT does not address the root causes of food insecurity, such as poverty and lack of access to healthy food options.

The Effectiveness of EBT in Alleviating Hunger

Despite the criticisms, EBT has been proven to be effective in alleviating hunger and providing food assistance to those who need it. According to a 2020 report from the USDA, over 35 million people received food assistance through the Supplemental Nutrition Assistance Program (SNAP), which is the largest federal program providing nutrition assistance to low-income families.

While EBT may not be a perfect solution to ending food insecurity, it does provide necessary assistance to those who need it. However, addressing the root causes of poverty and inequality is necessary for creating long-term solutions to food insecurity.

The Impact of EBT on Local Businesses

Another criticism of EBT is that it does not support local businesses, as individuals may use their benefits at larger chain stores instead of small, community-owned businesses. However, there are ways for local businesses to become authorized retailers for EBT, allowing them to accept benefits as payment and support their communities. In fact, many small local stores have become advocates for the program, recognizing its importance in providing food assistance to their neighbors in need.

Comparison of EBT to Other Food Assistance Programs

EBT/SNAPFinancial assistance for purchasing foodDetermined by income and household size
Food BanksDonated food from individuals and businessesNo income eligibility, but may have residency or other requirements
WICAssistance for women, infants, and children for purchasing specific nutritious foodsDetermined by income and nutritional risk

While EBT/SNAP is the largest and most well-known food assistance program, food banks and WIC also play an important role in providing food resources for individuals and families in need.

Efforts to Improve Access to Healthy Food for EBT Users

Jersey Mike’s Subs is just one of the many companies partnering with government programs such as SNAP and EBT to improve access to healthy food for low-income consumers. Here are some other efforts in place to improve access:

  • Double-Up Food Bucks: This program doubles the value of SNAP benefits when used to purchase fresh fruits and vegetables at participating farmers markets.
  • Healthy Incentives Pilot Program (HIP): This program provides an additional dollar for dollar match for EBT users who purchase fresh fruits and vegetables at participating retailers in select states.
  • Walmart and Amazon: These retailers now accept EBT for online grocery orders, expanding access to healthy food options for those who may not have transportation or live in a food desert.

The Importance of Access to Healthy Food for EBT Users

Food insecurity affects millions of families in the United States, with many relying on government programs such as SNAP and EBT to put food on the table. Unfortunately, the options available at many retailers that accept EBT are limited and often unhealthy. This can lead to increased rates of obesity, diabetes, heart disease, and other health issues in low-income communities.

By increasing access to healthy food options, not only can we improve the health outcomes of EBT users, but it can also benefit local economies. Farmers markets, for example, can help bring fresh produce to areas that lack access while supporting small-scale farmers and businesses.

The Nutritional Value of Jersey Mike’s Subs

While some people may assume that fast food chains are all unhealthy, Jersey Mike’s Subs offers a variety of menu options that can provide a balanced meal for EBT users. In fact, the American Heart Association has certified many of their subs as Heart-Healthy – meaning they meet specific nutritional guidelines for promoting heart health.

Sub NameCaloriesFat (g)Sodium (mg)Protein (g)
Grilled Veggie Wrap4602470018
Turkey Breast & Provolone Sub510181,68041
Club Sub, In a Tub450331,84043

By incorporating options like these into their EBT-eligible menu, Jersey Mike’s is helping to improve access to healthy food for low-income families and individuals.

Legislative Changes Affecting EBT and Food Assistance Programs.

Food assistance programs like the Supplemental Nutrition Assistance Program (SNAP), formerly known as Food Stamps, and the Women, Infants, and Children (WIC) program rely heavily on electronic benefit transfer (EBT) as a means of providing assistance to those in need of food. In recent years, there have been several legislative changes affecting EBT and food assistance programs.

  • EBT cards now accepted at more retailers – Over the past few years, there has been an effort to expand the number of retailers that accept EBT cards, including large chain stores like Target and Walmart. This allows recipients to have more options when it comes to purchasing groceries and can increase access to healthier foods.
  • Restrictions on what can be purchased with EBT – In some states, there have been efforts to restrict what types of food can be purchased with EBT, including sugary drinks and junk food. These changes are controversial, with some arguing that they limit individual choice while others argue that they encourage healthier eating habits.
  • Work requirements for SNAP eligibility – Some states have implemented work requirements for individuals receiving SNAP benefits, requiring them to either work a certain number of hours per week or participate in job training programs. Supporters of these requirements argue that they help promote self-sufficiency, while critics argue that they may unfairly punish those who are unable to find employment.

Impact of Legislative Changes

These legislative changes can have a significant impact on the ability of food assistance programs to provide help to those in need. Expanding the number of retailers that accept EBT can increase access to healthy foods, which can in turn lead to improved health outcomes for recipients. However, restrictions on what can be purchased with EBT can limit individual choice and may be difficult to enforce. Work requirements for SNAP eligibility may help promote self-sufficiency, but they may also disproportionately affect low-income individuals who may have difficulty finding stable employment.


Overall, legislative changes affecting EBT and food assistance programs are complex and often controversial. While there is no easy solution to addressing issues like hunger and poverty, these programs play an important role in providing assistance to those in need. By continuing to monitor legislative changes and their impact on food assistance programs, we can work towards ensuring that all individuals have access to the food they need to thrive.

StateTypes of Food Restricted
CaliforniaSodas, energy drinks, candy, and chips
MississippiSodas and junk foods
New YorkSodas, energy drinks, candy, and certain snack foods

Table: Examples of States with Restrictions on EBT Purchases

Does Jersey Mike’s accept EBT? FAQs

1. Can I use my EBT card at Jersey Mike’s?

No, currently Jersey Mike’s does not accept EBT as a form of payment in any of their locations.

2. Does Jersey Mike’s accept any other forms of government assistance?

No, Jersey Mike’s does not accept any form of government assistance or food stamps as a form of payment.

3. Are there any plans in the future for Jersey Mike’s to accept EBT?

There is no information currently available on whether Jersey Mike’s plans to accept EBT in the future.

4. Are all Jersey Mike’s locations consistent with their policy on EBT?

Yes, all Jersey Mike’s locations currently do not accept EBT as a form of payment.

5. Can I still use cash or a debit/credit card at Jersey Mike’s?

Yes, Jersey Mike’s accepts cash, debit cards, and credit cards as a form of payment.

6. Are there any other sandwich shops that accept EBT?

It’s best to check with each individual sandwich shop to see if they accept EBT as a form of payment.

7. Where can I go to find out more about EBT and other government assistance?

You can visit your local Department of Social Services or USDA website for more information on EBT and other government assistance programs.

Thank You for Reading!

Thank you for taking the time to read this article about Jersey Mike’s and EBT. While Jersey Mike’s may not accept EBT, they do have a variety of other payment options available. We encourage you to come back and visit us for more helpful articles.