Does Crumbl Take EBT? A Guide to Using EBT at Crumbl

Have you ever found yourself craving a warm and gooey cookie, but couldn’t afford such a luxury? Fear not, as Crumbl may just be the solution for you. Known for their delicious and diverse cookie options, Crumbl has become a popular destination for those seeking a sweet treat. But what you may not know is that they also accept EBT, making their cookies accessible to a wider range of customers.

It’s always disappointing to discover that your favorite food spots don’t accept EBT, making it difficult to indulge in your cravings. However, Crumbl’s decision to accept it is a breath of fresh air. Their willingness to cater to those on lower incomes is a testament to their commitment to making their products accessible for everyone. So, next time you’re in the mood for some mouthwatering cookies, don’t hesitate to swing by your local Crumbl and use your EBT card.

With Crumbl’s acceptance of EBT, hopefully, other food establishments will follow suit. Everyone deserves the opportunity to indulge in delicious food, regardless of their financial situation. So, let’s applaud Crumbl for their inclusivity and continue supporting businesses like them. Remember, satisfying your sweet tooth shouldn’t come at the cost of your wallet’s wellbeing.

What is EBT?

The Electronic Benefits Transfer (EBT) is an electronic system used to distribute government benefits to eligible households in the United States. The program was established in the 1990s to replace the traditional paper food stamp system. EBT cards look like a debit or credit card and work similarly.

The government provides benefits through EBT in the form of cash assistance, also known as Temporary Assistance for Needy Families (TANF) and Supplemental Nutrition Assistance Program (SNAP). EBT users can also access Women, Infants, and Children (WIC) benefits, which provide low-income pregnant women, new mothers, infants, and children with nutrition education, healthy food, and other support services.

To access these benefits, eligible households receive a plastic EBT card, which they can use like a debit card to purchase food or withdraw cash from ATMs. Each month, benefits are automatically loaded onto the card, and users can access and spend them throughout the month.

Who is eligible for EBT?

If you’re struggling to make ends meet or don’t have a stable source of income, you may be eligible for EBT benefits. The United States Department of Agriculture (USDA) administers the program, which provides assistance to people in need by issuing benefits on an electronic card that can be used like a debit card at participating retailers. The program aims to ensure that recipients have access to the necessary nutrition required for good health.

  • Low-income families
  • Individuals without a steady source of income
  • People with disabilities or other health issues that limit their ability to work

These individuals may qualify for EBT benefits, depending on their resources, income, and other such factors. Some of the specific groups that are eligible include:

Eligibility GroupMaximum Gross Monthly IncomeMaximum Net Monthly IncomeMaximum Resources (as of 10/1/2021)
Household of one$1,383$1,064$2,500
Household of two$1,868$1,437$3,500
Household of three$2,353$1,810$4,500
Household of four$2,839$2,184$5,500
Each additional household member+ $486+ $374+ $1,000

In summary, households with a low income and limited resources, as well as individuals with disabilities or other health issues that prevent them from working, may be eligible for EBT benefits. Specific income and resource limits may apply, and interested parties should visit their local EBT office or the USDA’s website for more information on eligibility requirements and the application process.

What can EBT be used to purchase?

Electronic Benefits Transfer (EBT) is a system that provides financial assistance to eligible low-income individuals and families through the Supplemental Nutrition Assistance Program (SNAP) and other welfare programs. EBT is similar to a debit card and allows individuals to purchase food and other necessities at participating retailers.

In general, EBT benefits can be used to purchase food items, seeds and plants to grow food, and non-alcoholic beverages. There are specific rules and restrictions on the types of food that can be purchased using EBT benefits. For example, hot food items such as prepared meals or deli sandwiches are not eligible purchases, but cold sandwiches and salads may be purchased.

What food items can be purchased with EBT?

  • Bread and cereals
  • Fruits and vegetables
  • Meats, fish, and poultry
  • Dairy products
  • Snack foods and candy
  • Non-alcoholic beverages
  • Seeds and plants to grow food for household consumption

What cannot be purchased with EBT?

EBT benefits cannot be used to purchase non-food items such as household supplies, pet food, or tobacco products. Additionally, alcohol and hot prepared foods are not eligible purchases with EBT.

Special rules for EBT purchases at farmers markets

EBT benefits can also be used to purchase fresh produce and other food items at farmers markets. Many farmers markets are now equipped to accept EBT payments. Customers using EBT to purchase food at a farmers market may be eligible for incentives such as matching funds or bonus tokens to increase their purchasing power.

What can I buy at a farmers market with my EBT card?What cannot be bought at a farmers market with my EBT card?
Fruits and vegetablesFlowers and plants that are not intended for food production
Eggs and cheesePrepared foods that are intended for immediate consumption (e.g., ready-to-eat meals, hot drinks)
Meat and poultryNursery items such as trees or shrubs

Overall, EBT benefits can be a valuable resource for low-income individuals and families to obtain nutritious food and other necessities. While there are some restrictions on what can be purchased with EBT, the program can help alleviate food insecurity and improve the health and well-being of those in need.

A Brief History of EBT

Electronic Benefits Transfer (EBT) is a government-run program that ensures eligible individuals and families can purchase foodstuffs and other necessities. It became a replacement for paper food stamps in 2004 and has since been adopted by all states across the United States.

EBT is a card similar in size and shape to debit cards that secure the disbursement of benefit payments to the intended recipients.

The Three Types of EBT Cards

  • The Food and Nutrition Service EBT card
  • The Temporary Assistance for Needy Families EBT card
  • The Women, Infants, and Children (WIC) EBT card

The Advantages of EBT

EBT has brought about a range of benefits for people who struggle to live on minimum wages or in poverty. The most notable benefits of EBT are the following:

  • EBT makes the process of distributing benefits more secure and convenient
  • It ensures that the people receiving benefits are the intended recipients, and there is no fraud or misuse of funds
  • EBT promotes the economic growth of businesses, particularly in low-income communities

Does Crumbl Accept EBT?

Crumbl Cookies is a gourmet cookie shop that offers its delicious cookies via online delivery, curbside pickup, and in-store purchase. Surprisingly, Crumbl currently does not accept EBT cards as a form of payment.

Payment Methods Accepted At Crumbl
Debit Cards
Credit Cards
Gift Cards

Unfortunately, those who depend on EBT to purchase their food must find alternative payment methods to make purchases at Crumbl. However, several food businesses accept EBT as a valid form of payment, making it easy for those who receive benefits to access a variety of food options without limitations.

The Benefits of Accepting EBT for Businesses

Electronic Benefit Transfer (EBT) is a system that allows individuals to purchase food with government benefits. The program provides assistance to low-income families by allowing them to use a debit card to pay for food purchased at grocery stores and other approved retailers. For businesses, there are several benefits to accepting EBT payments.

  • Increase Foot Traffic: By accepting EBT payments, businesses can tap into a new customer base. Studies have shown that people who use EBT benefits tend to shop more frequently and in smaller amounts. By catering to this audience, businesses can increase foot traffic and potentially attract more customers.
  • Boost Sales: Accepting EBT payments can also lead to a boost in sales. EBT users, on average, spend more than non-EBT users when shopping for food. Therefore, by accepting EBT payments, businesses can potentially see a higher volume of sales.
  • Improve Reputation: By accepting EBT payments, businesses can improve their reputation in the community. By catering to the needs of low-income families, businesses can show that they are socially responsible and care about all members of their community. This can lead to positive word of mouth and increased customer loyalty.

How to Accept EBT Payments

If you are interested in accepting EBT payments at your business, there are a few steps you can take. First, you must become a SNAP-authorized retailer. This means that you must complete an application and meet certain requirements set forth by the USDA Food and Nutrition Service. Once approved, you will receive a POS machine that can process EBT payments. It is important to note that there may be fees associated with accepting EBT payments, so it is important to consider these costs before making a decision.


Overall, accepting EBT payments can be a beneficial move for businesses. By catering to a new customer base, boosting sales, and improving reputation, businesses can see a positive impact on their bottom line. It is important to consider the costs associated with accepting EBT payments before making a decision, but for many businesses, the benefits outweigh these costs.

  • Increase foot traffic
  • Boost sales
  • Improve reputation
  • Fees associated with accepting EBT payments
  • Strict requirements for becoming a SNAP-authorized retailer

Overall, the pros of accepting EBT payments typically outweigh the cons, making it a smart move for many businesses to consider.

The drawbacks of accepting EBT for businesses

While accepting EBT (Electronic Benefits Transfer) may seem like a good idea for businesses that want to expand their customer base, there are several drawbacks to consider. Here are some of the major concerns:

  • High processing fees: Unlike credit card transactions, EBT transactions have higher processing fees for merchants. This can add up to a significant cost for businesses, especially those with low profit margins.
  • Complicated regulations: Accepting EBT comes with a set of complex regulations that vary by state. Businesses need to be aware of these regulations and comply with them, or they risk losing their ability to accept EBT.
  • Long processing times: EBT transactions can take longer to process than other forms of payment, which can lead to longer lines and increased wait times for customers. This can be frustrating for both customers and employees.

Impact on image and reputation

In addition to these practical concerns, there may also be intangible drawbacks associated with accepting EBT. Some customers may associate EBT with poverty or government assistance, and this could affect their perception of the business. This is especially true in certain industries or geographic areas where EBT use is more prevalent. For example, a luxury restaurant that accepts EBT may be seen as lowering its standards, while a corner store that doesn’t accept EBT may be seen as unwelcoming to low-income residents.


While accepting EBT can be a way to increase revenue and serve a broader community, businesses need to weigh the potential drawbacks carefully. It may be worth the investment for some businesses, while others may find that the costs and regulations outweigh the benefits. Ultimately, it’s up to each business to decide whether accepting EBT aligns with their values, goals, and financial situation.

Comparison of EBT and Credit Card Processing Fees

EBT Processing FeesCredit Card Processing Fees
Transaction Fee$0.30 – $0.50 per transaction1.5% – 3.5% of total transaction
Monthly Fee$5 – $10 per monthNone
Equipment Rental Fee$15 – $40 per month$0 – $100+ per month

As you can see from the table, EBT processing fees are typically lower than credit card processing fees for businesses. However, it’s important to note that EBT comes with additional monthly fees and equipment rental costs.

How to apply to become an EBT-approved vendor.

If you’re interested in becoming an EBT-approved vendor, there are a few steps you need to follow to get started. Below we’ve outlined the process to apply:

  • Step 1: Determine if you are eligible – Before applying, make sure that your business meets the eligibility requirements outlined by the government. These may include having a valid business license, being authorized to collect sales tax, and having a physical storefront that meets certain regulations.
  • Step 2: Obtain a USDA account – In order to accept EBT payments, you need to have a USDA account. You can apply for an account online at the USDA’s website.
  • Step 3: Complete the required training – In order to become an authorized EBT vendor, you need to complete a training course. This is to ensure that you understand how to properly handle and process EBT transactions. Some states may offer online training, while others require in-person training.

Once you have completed these steps, you can then apply to become an EBT-approved vendor. The application process may vary depending on your state, but typically involves completing a form and submitting it to the appropriate government agency.

In addition to the application, you may also be required to provide documentation to prove that you meet the eligibility requirements. This may include business licenses, tax identification numbers, and bank account information.

EBT-Approved Vendor Application Process

Here’s an overview of the EBT-approved vendor application process:

Step 1Determine your eligibility
Step 2Obtain a USDA account
Step 3Complete required training
Step 4Submit application and required documentation
Step 5Wait for approval

Once your application has been approved, you will be able to accept EBT payments from customers who use SNAP benefits. It’s important to note that you will need to follow certain guidelines and regulations to ensure that you are in compliance with the program.

What is Crumbl?

Crumbl is a cookie delivery company that originated in Logan, Utah in 2017. Founded by two young mothers, the company started with a simple idea: to create the world’s best cookies and deliver them right to the customer’s doorstep. Today, Crumbl has grown into a national cookie phenomenon, with over 200 locations across the United States.

  • Crumbl’s mission is to provide its customers with an unforgettable cookie experience. The company boasts a rotating menu of fresh-baked cookies that change weekly, along with a selection of milk and ice cream to pair with the cookies.
  • Crumbl’s signature item is the massive, half-pound cookie that is soft on the inside and crispy on the outside. The cookies come in a variety of flavors, including chocolate chip, sugar, snickerdoodle, and many more.
  • Crumbl’s innovative approach to the cookie industry includes the use of delivery services, giving customers the ability to order their favorite cookies and have them delivered straight to their doorstep within minutes. This convenience has been a significant factor in Crumbl’s success.

Crumbl’s success has been recognized by many industry experts. The company has been featured on national news networks and has received numerous awards for its innovative business model and delicious cookies. In addition, Crumbl has become a staple for many families and businesses across the country, making it one of the most beloved cookie companies in the United States today.

So, the next time you’re looking for an amazing cookie experience, look no further than Crumbl.

The History and Growth of Crumbl

Founded in 2017 in Logan, Utah, Crumbl Cookies started as a small business with only one location in Cache Valley. The company was started by two cousins, Sawyer Hemsley and Jason McGowan, who were passionate about baking and saw a gap in the market for high-quality cookies.

Their goal was to create a cookie company that could compete with the big players like Mrs. Fields and Great American Cookie Company. They wanted to offer a larger selection of unique and delicious cookies that would be freshly baked every day.

After the success of their first location, Crumbl Cookies grew rapidly and expanded to over 100 locations in less than four years. The company now has stores in 30 states across the US, including California, Texas, and Florida. According to Forbes, Crumbl Cookies was one of the fastest-growing American companies in 2020.

Expansion and Franchising

  • By 2018, Crumbl Cookies had opened six more stores in Utah and Idaho.
  • The company started franchising in 2019, which led to an explosion in growth. In just a few years, Crumbl Cookies became one of the fastest-growing franchises in the US.
  • In 2021, Crumbl announced that it would be opening its first international location in Saudi Arabia.

Menu and Special Offerings

The Crumbl Cookies menu changes weekly, with four featured cookies that rotate each week. Customers can choose from a variety of flavors, including classics like chocolate chip and snickerdoodle, and unique options like sugar cookie with pink frosting and Fruity Pebbles cereal.

Crumbl Cookies also offers seasonal flavors like pumpkin chocolate chip in the fall and eggnog cookie in the winter. They have also collaborated with other brands to create specialty cookies, like a Sour Patch Kids cookie and a Dr. Pepper cookie.

Aside from cookies, Crumbl also offers milk, ice cream, and frozen custard to go with their freshly baked treats.

Does Crumbl take EBT?

Crumbl Cookies does not accept EBT (Electronic Benefits Transfer) as a form of payment. EBT is a payment system used by the US government to distribute benefits to individuals and families with low incomes.

Payment MethodsAccepted?
Credit/debit cardYes

While Crumbl Cookies does not accept EBT, they do offer gift cards that can be purchased with cash or credit/debit cards.

The importance of businesses accepting EBT in promoting food equity.

Electronic Benefit Transfer (EBT) is a system provided by the United States government that allows people who are eligible for SNAP (Supplemental Nutrition Assistance Program), also known as food stamps, to receive benefits on a plastic card, similar to a debit card. EBT can be used in grocery stores, farmers markets, and other food retailers that accept SNAP benefits.

  • People on SNAP, retired people, low-income families, and individuals with disabilities make up a considerable percentage of the total U.S. population
  • Businesses that accept EBT promote inclusiveness and equality because they welcome all customers regardless of economic status, race, or gender identity
  • EBT acceptance empowers people who are struggling to put food on their tables and provides them with access to fresh and healthy foods from a variety of sources

The benefits of accepting EBT for businesses

Accepting EBT can be a great way for businesses to increase their customer base and generate revenue. Here are some of the benefits of accepting EBT:

  • Increase sales by tapping into a large customer base of people who rely on EBT to purchase food
  • Expand your market reach by building a reputation as an inclusive, socially responsible business
  • Attract new customers who may not have otherwise shopped at your business
  • Reduce waste by selling items that may have gone unsold because of perceived lack of demand
  • Build community trust and goodwill by supporting people who are in need

Challenges of accepting EBT

While accepting EBT can be a great way for businesses to promote food equity and reach a broader customer base, there are some challenges to consider:

  • Costs: There are costs associated with implementing the technology and processing payments. However, retailers can apply for a free EBT machine and subsidized transaction fees.
  • Training: Employees need to be trained on the EBT system to ensure a smooth checkout process
  • Compliance: Retailers must comply with federal and state regulations, including periodic audits


Businesses can play an essential role in promoting food equity and improving food security by accepting EBT. By doing so, they can increase their revenue while contributing to their customers’ health and well-being. While there are challenges to overcome, the benefits of accepting EBT outweigh the costs in promoting a more inclusive and equitable society.

Does Crumbl take EBT?

Find out the answers to your questions about using EBT at Crumbl below.

1. Can I use my EBT card at Crumbl?

No, Crumbl does not currently accept EBT as a form of payment for their cookies.

2. Does Crumbl accept any government assistance programs?

Unfortunately, Crumbl does not accept any government assistance programs for payment.

3. Why doesn’t Crumbl accept EBT?

Crumbl has not provided an official statement about why they do not accept EBT as a form of payment.

4. Can I sign up for SNAP at Crumbl?

No, Crumbl is not an authorized SNAP enrollment location. Please visit your local Department of Social Services for assistance with SNAP enrollment.

5. Are there any discounts or promotions for EBT users at Crumbl?

No, Crumbl does not offer any discounts or promotions for EBT users at this time.

6. Can I purchase a gift card with my EBT card?

No, Crumbl does not allow the purchase of gift cards with EBT as it is not a food item.

7. Are there any plans for Crumbl to accept EBT in the future?

There is currently no information on whether Crumbl plans to accept EBT in the future.

Closing Thoughts

Thanks for taking the time to read about whether or not Crumbl takes EBT. While they do not currently accept this form of payment, there are plenty of other delicious treats to enjoy at their stores. Visit again soon for more helpful information about dining out with EBT.